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	<title>How You Refinance Matters &#187; Fixed Rate Mortgage</title>
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	<description>Expert Mortgage Refinancing Advice You Can Trust</description>
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		<title>Mortgage Refinancing With Wholesale Rates Will Save You Thousands</title>
		<link>http://www.refiadvisor.com/pblog/how-to/mortgage-refinancing-with-wholesale-rates-will-save-you-thousands/</link>
		<comments>http://www.refiadvisor.com/pblog/how-to/mortgage-refinancing-with-wholesale-rates-will-save-you-thousands/#comments</comments>
		<pubDate>Sat, 26 Mar 2011 20:40:18 +0000</pubDate>
		<dc:creator>Robert Regehr</dc:creator>
				<category><![CDATA[How To]]></category>
		<category><![CDATA[best mortgage refinancing]]></category>
		<category><![CDATA[Fixed Rate Mortgage]]></category>
		<category><![CDATA[loan origination]]></category>
		<category><![CDATA[Mortgage Broker Pitfalls]]></category>
		<category><![CDATA[mortgage loan]]></category>
		<category><![CDATA[Mortgage Rates]]></category>
		<category><![CDATA[mortgage refinance]]></category>
		<category><![CDATA[Mortgage Refinancing]]></category>
		<category><![CDATA[refinancing your home]]></category>
		<category><![CDATA[wholesale mortgage rates]]></category>
		<category><![CDATA[yield spread premium]]></category>

		<guid isPermaLink="false">http://www.refiadvisor.com/pblog/?p=4419</guid>
		<description><![CDATA[Mortgage Refinancing with wholesale rates can save you thousands of dollars once you know how to get them; here's several tips to get you started.<p><p><a href="http://www.refiadvisor.com/pblog/how-to/mortgage-refinancing-with-wholesale-rates-will-save-you-thousands/">Mortgage Refinancing With Wholesale Rates Will Save You Thousands</a> is a post from Robert Regehr's <a href="http://www.refiadvisor.com/pblog">Mortgage Refinancing</a> Blog.</p></p>

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<li><a href='http://www.refiadvisor.com/pblog/how-to/common-mortgage-mistakes-cost-you-thousands/' rel='bookmark' title='Common Mortgage Mistakes That Cost You Thousands of Dollars'>Common Mortgage Mistakes That Cost You Thousands of Dollars</a></li>
<li><a href='http://www.refiadvisor.com/pblog/how-to/mortgage-refinance-tips-save-you-thousands-of-dollars/' rel='bookmark' title='Mortgage Refinance Tips Save You Thousands of Dollars'>Mortgage Refinance Tips Save You Thousands of Dollars</a></li>
<li><a href='http://www.refiadvisor.com/pblog/how-to/mortgage-refinancing-advice-you-need-today/' rel='bookmark' title='Mortgage Refinancing Advice You Need Today'>Mortgage Refinancing Advice You Need Today</a></li>
<li><a href='http://www.refiadvisor.com/pblog/tutorial/mortgage-refi-advice-saves-you-thousands/' rel='bookmark' title='Mortgage Refi Advice Saves Thousands'>Mortgage Refi Advice Saves Thousands</a></li>
<li><a href='http://www.refiadvisor.com/pblog/glossary/wholesale-mortgage-lenders-2/' rel='bookmark' title='Wholesale Mortgage Lenders'>Wholesale Mortgage Lenders</a></li>
</ol>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The Truth About Your Mortgage Origination Fee</title>
		<link>http://www.refiadvisor.com/pblog/refinancing-advice/the-truth-about-your-mortgage-origination-fee/</link>
		<comments>http://www.refiadvisor.com/pblog/refinancing-advice/the-truth-about-your-mortgage-origination-fee/#comments</comments>
		<pubDate>Sat, 20 Nov 2010 20:14:39 +0000</pubDate>
		<dc:creator>Robert Regehr</dc:creator>
				<category><![CDATA[Refinancing Advice]]></category>
		<category><![CDATA[closing cost]]></category>
		<category><![CDATA[closing costs home loans]]></category>
		<category><![CDATA[Fixed Rate Mortgage]]></category>
		<category><![CDATA[mortgage origination]]></category>
		<category><![CDATA[mortgage origination fee]]></category>
		<category><![CDATA[mortgage yield]]></category>
		<category><![CDATA[origination fee]]></category>
		<category><![CDATA[yield spread premium]]></category>

		<guid isPermaLink="false">http://www.refiadvisor.com/pblog/?p=4147</guid>
		<description><![CDATA[Will avoiding the mortgage origination fee save you money or result in overpaying thousands of dollars every year? <p><p><a href="http://www.refiadvisor.com/pblog/refinancing-advice/the-truth-about-your-mortgage-origination-fee/">The Truth About Your Mortgage Origination Fee</a> is a post from Robert Regehr's <a href="http://www.refiadvisor.com/pblog">Mortgage Refinancing</a> Blog.</p></p>

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<li><a href='http://www.refiadvisor.com/pblog/refi-advice/mortgage-origination-fee/' rel='bookmark' title='Mortgage Origination Fee'>Mortgage Origination Fee</a></li>
<li><a href='http://www.refiadvisor.com/pblog/how-to/no-origination-fee-mortgage/' rel='bookmark' title='No Origination Fee Mortgage'>No Origination Fee Mortgage</a></li>
<li><a href='http://www.refiadvisor.com/pblog/mortgage-news/what-is-an-origination-fee/' rel='bookmark' title='What is an Origination Fee?'>What is an Origination Fee?</a></li>
<li><a href='http://www.refiadvisor.com/pblog/mortgage/the-truth-about-home-refinance-rates/' rel='bookmark' title='The Truth About Home Refinance Rates'>The Truth About Home Refinance Rates</a></li>
<li><a href='http://www.refiadvisor.com/pblog/refinancing-advice/loan-origination-fee-or-yield-spread-premium/' rel='bookmark' title='Loan Origination Fee or Yield Spread Premium?'>Loan Origination Fee or Yield Spread Premium?</a></li>
</ol>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Refinancing Banks</title>
		<link>http://www.refiadvisor.com/pblog/banks/refinancing-banks/</link>
		<comments>http://www.refiadvisor.com/pblog/banks/refinancing-banks/#comments</comments>
		<pubDate>Sat, 03 Jan 2009 20:30:12 +0000</pubDate>
		<dc:creator>Robert Regehr</dc:creator>
				<category><![CDATA[Bank Mortgage Refinancing]]></category>
		<category><![CDATA[Bank of America No Fee Mortgage]]></category>
		<category><![CDATA[Fixed Rate Mortgage]]></category>
		<category><![CDATA[mortgage rates for dummies]]></category>
		<category><![CDATA[Mortgage Refinancing Terminology]]></category>
		<category><![CDATA[Service-Release-Premium]]></category>
		<category><![CDATA[Wells Fargo Mortgage]]></category>

		<guid isPermaLink="false">http://www.refiadvisor.com/pblog/?p=1377</guid>
		<description><![CDATA[You might be considering refinancing your home mortgage loan with your bank or credit union to take advantage of today’s low interest rates. After all, what could be more convenient than simply transferring your mortgage payment out of your checking account? Are bank originated mortgage loans really the best deal for your home mortgage? Here [...]<p><p><a href="http://www.refiadvisor.com/pblog/banks/refinancing-banks/">Refinancing Banks</a> is a post from Robert Regehr's <a href="http://www.refiadvisor.com/pblog">Mortgage Refinancing</a> Blog.</p></p>

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<li><a href='http://www.refiadvisor.com/pblog/banks/are-mortgage-brokers-better-than-banks-when-refinancing/' rel='bookmark' title='Are Mortgage Brokers Better Than Banks When Refinancing?'>Are Mortgage Brokers Better Than Banks When Refinancing?</a></li>
<li><a href='http://www.refiadvisor.com/pblog/banks/avoid-broker-banks-when-refinancing-your-mortgage/' rel='bookmark' title='Avoid Broker Banks When Refinancing Your Mortgage'>Avoid Broker Banks When Refinancing Your Mortgage</a></li>
<li><a href='http://www.refiadvisor.com/pblog/tutorial/refinance-mortgage-rates-banks-vs-brokers/' rel='bookmark' title='Refinance Mortgage Rates – Banks vs Brokers'>Refinance Mortgage Rates – Banks vs Brokers</a></li>
<li><a href='http://www.refiadvisor.com/pblog/mortgage/refinance-a-mortgage-banks-vs-brokers/' rel='bookmark' title='Refinance a Mortgage &#8211; Banks vs. Brokers'>Refinance a Mortgage &#8211; Banks vs. Brokers</a></li>
</ol>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Wholesale Mortgage Lenders</title>
		<link>http://www.refiadvisor.com/pblog/glossary/wholesale-mortgage-lenders-2/</link>
		<comments>http://www.refiadvisor.com/pblog/glossary/wholesale-mortgage-lenders-2/#comments</comments>
		<pubDate>Sun, 28 Dec 2008 20:56:03 +0000</pubDate>
		<dc:creator>Robert Regehr</dc:creator>
				<category><![CDATA[Mortgage Glossary]]></category>
		<category><![CDATA[Fixed Rate Mortgage]]></category>
		<category><![CDATA[How to Refinance a Mortgage]]></category>
		<category><![CDATA[Mortgage Refinance Information]]></category>
		<category><![CDATA[Mortgage Refinancing]]></category>
		<category><![CDATA[wholesale mortgage rates]]></category>
		<category><![CDATA[yield spread premium]]></category>

		<guid isPermaLink="false">http://www.refiadvisor.com/pblog/?p=1362</guid>
		<description><![CDATA[If you’re considering refinancing your home mortgage loan in 2009 and are looking for a wholesale lender there are several things you need to know in order to take advantage of wholesale rates. As a member of the public you cannot simply contact a wholesale lender expecting to refinance your home mortgage with a wholesale [...]<p><p><a href="http://www.refiadvisor.com/pblog/glossary/wholesale-mortgage-lenders-2/">Wholesale Mortgage Lenders</a> is a post from Robert Regehr's <a href="http://www.refiadvisor.com/pblog">Mortgage Refinancing</a> Blog.</p></p>

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<li><a href='http://www.refiadvisor.com/pblog/mortgage-advice/how-to-get-a-wholesale-mortgage-lender/' rel='bookmark' title='How to Get a Wholesale Mortgage Lender'>How to Get a Wholesale Mortgage Lender</a></li>
</ol>]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Fixed Rate versus Adjustable Rate Mortgage Loan When Refinancing</title>
		<link>http://www.refiadvisor.com/pblog/tutorial/fixed-rate-versus-adjustable-rate-mortgage-loan-when-refinancing/</link>
		<comments>http://www.refiadvisor.com/pblog/tutorial/fixed-rate-versus-adjustable-rate-mortgage-loan-when-refinancing/#comments</comments>
		<pubDate>Thu, 13 Nov 2008 02:42:31 +0000</pubDate>
		<dc:creator>Robert Regehr</dc:creator>
				<category><![CDATA[Tutorial]]></category>
		<category><![CDATA[Adjustable Rate Mortgage]]></category>
		<category><![CDATA[Fixed Rate Mortgage]]></category>
		<category><![CDATA[home mortgage refinancing]]></category>

		<guid isPermaLink="false">http://www.refiadvisor.com/pblog/?p=1225</guid>
		<description><![CDATA[Many homeowners favor fixed rate mortgage loans because they need a monthly payment that will not change over the life of their loan. While it’s true that Adjustable Rate Mortgages are typically lower there is the risk of payment shock. Here are several tips to help you choose the right mortgage while minimizing your risk. [...]<p><p><a href="http://www.refiadvisor.com/pblog/tutorial/fixed-rate-versus-adjustable-rate-mortgage-loan-when-refinancing/">Fixed Rate versus Adjustable Rate Mortgage Loan When Refinancing</a> is a post from Robert Regehr's <a href="http://www.refiadvisor.com/pblog">Mortgage Refinancing</a> Blog.</p></p>

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<li><a href='http://www.refiadvisor.com/pblog/interest-rates/fixed-rate-mortgage-refinancing/' rel='bookmark' title='Is Fixed Rate Mortgage Refinancing Right For You?'>Is Fixed Rate Mortgage Refinancing Right For You?</a></li>
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</ol>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Fixed Rate Mortgage Refinancing &#8211; Your Financial Peace of Mind</title>
		<link>http://www.refiadvisor.com/pblog/mortgage-rate/fixed-rate-mortgage-refinancing-2/</link>
		<comments>http://www.refiadvisor.com/pblog/mortgage-rate/fixed-rate-mortgage-refinancing-2/#comments</comments>
		<pubDate>Wed, 31 Oct 2007 11:32:34 +0000</pubDate>
		<dc:creator>Robert Regehr</dc:creator>
				<category><![CDATA[Mortgage Rate]]></category>
		<category><![CDATA[Fixed Rate Mortgage]]></category>
		<category><![CDATA[How to Refinance]]></category>
		<category><![CDATA[Mortgage Interest Rate]]></category>
		<category><![CDATA[mortgage rates for dummies]]></category>
		<category><![CDATA[Mortgage Refinancing]]></category>

		<guid isPermaLink="false">http://www.refiadvisor.com/pblog/mortgage-rate/fixed-rate-mortgage-refinancing-2/</guid>
		<description><![CDATA[If you are in the market to refinance your existing home mortgage you might be considering the pros and cons of a fixed rate mortgage over their adjustable rate counterparts. Fixed rate mortgage loans can give you financial peace of mind knowing that your payment will not change over time; however, this peace of mind [...]<p><p><a href="http://www.refiadvisor.com/pblog/mortgage-rate/fixed-rate-mortgage-refinancing-2/">Fixed Rate Mortgage Refinancing &#8211; Your Financial Peace of Mind</a> is a post from Robert Regehr's <a href="http://www.refiadvisor.com/pblog">Mortgage Refinancing</a> Blog.</p></p>

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<li><a href='http://www.refiadvisor.com/pblog/interest-rates/fixed-rate-mortgage-refinancing/' rel='bookmark' title='Is Fixed Rate Mortgage Refinancing Right For You?'>Is Fixed Rate Mortgage Refinancing Right For You?</a></li>
<li><a href='http://www.refiadvisor.com/pblog/mortgage-news/more-homeowners-are-choosing-fixed-rate-mortgage-refinancing/' rel='bookmark' title='More Homeowners Are Choosing Fixed-Rate Mortgage Refinancing'>More Homeowners Are Choosing Fixed-Rate Mortgage Refinancing</a></li>
<li><a href='http://www.refiadvisor.com/pblog/mortgage/mortgage-refinancing-upgrade-your-arm-to-a-fixed-interest-rate/' rel='bookmark' title='Mortgage Refinancing: Upgrade Your ARM to a Fixed Interest Rate'>Mortgage Refinancing: Upgrade Your ARM to a Fixed Interest Rate</a></li>
</ol>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Is Fixed Rate Mortgage Refinancing Right For You?</title>
		<link>http://www.refiadvisor.com/pblog/interest-rates/fixed-rate-mortgage-refinancing/</link>
		<comments>http://www.refiadvisor.com/pblog/interest-rates/fixed-rate-mortgage-refinancing/#comments</comments>
		<pubDate>Thu, 16 Aug 2007 22:32:22 +0000</pubDate>
		<dc:creator>Robert Regehr</dc:creator>
				<category><![CDATA[Interest Rates]]></category>
		<category><![CDATA[Fixed Rate Mortgage]]></category>
		<category><![CDATA[Mortgage Loan Tutorial]]></category>
		<category><![CDATA[Mortgage Refinancing Terminology]]></category>

		<guid isPermaLink="false">http://www.refiadvisor.com/pblog/interest-rates/fixed-rate-mortgage-refinancing/</guid>
		<description><![CDATA[If you’re in the process of refinancing your home mortgage, you might be wondering what type of interest rate is right for you. There are two basic types of mortgage rates to choose from when refinancing your home. In a previous article I discussed the pros and cons of Adjustable Rate Mortgages; today we’ll discuss [...]<p><p><a href="http://www.refiadvisor.com/pblog/interest-rates/fixed-rate-mortgage-refinancing/">Is Fixed Rate Mortgage Refinancing Right For You?</a> is a post from Robert Regehr's <a href="http://www.refiadvisor.com/pblog">Mortgage Refinancing</a> Blog.</p></p>

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<li><a href='http://www.refiadvisor.com/pblog/tutorial/fixed-rate-versus-adjustable-rate-mortgage-loan-when-refinancing/' rel='bookmark' title='Fixed Rate versus Adjustable Rate Mortgage Loan When Refinancing'>Fixed Rate versus Adjustable Rate Mortgage Loan When Refinancing</a></li>
<li><a href='http://www.refiadvisor.com/pblog/mortgage/mortgage-refinancing-upgrade-your-arm-to-a-fixed-interest-rate/' rel='bookmark' title='Mortgage Refinancing: Upgrade Your ARM to a Fixed Interest Rate'>Mortgage Refinancing: Upgrade Your ARM to a Fixed Interest Rate</a></li>
<li><a href='http://www.refiadvisor.com/pblog/mortgage-rate/fixed-rate-mortgage-refinancing-2/' rel='bookmark' title='Fixed Rate Mortgage Refinancing &#8211; Your Financial Peace of Mind'>Fixed Rate Mortgage Refinancing &#8211; Your Financial Peace of Mind</a></li>
<li><a href='http://www.refiadvisor.com/pblog/mortgage/fixed-rate-vs-adjustable-rate-mortgages/' rel='bookmark' title='Fixed Rate vs Adjustable Rate Mortgages'>Fixed Rate vs Adjustable Rate Mortgages</a></li>
</ol>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How to Choose The Right Mortgage Rate When Refinancing</title>
		<link>http://www.refiadvisor.com/pblog/mortgage-rate/how-to-choose-the-right-mortgage-rate-when-refinancing/</link>
		<comments>http://www.refiadvisor.com/pblog/mortgage-rate/how-to-choose-the-right-mortgage-rate-when-refinancing/#comments</comments>
		<pubDate>Thu, 19 Jul 2007 19:37:46 +0000</pubDate>
		<dc:creator>Robert Regehr</dc:creator>
				<category><![CDATA[Mortgage Rate]]></category>
		<category><![CDATA[Adjustable Rate Mortgage]]></category>
		<category><![CDATA[Fixed Rate Mortgage]]></category>
		<category><![CDATA[Mortgage Interest Rate]]></category>
		<category><![CDATA[Mortgage Refinancing]]></category>

		<guid isPermaLink="false">http://www.refiadvisor.com/pblog/mortgage-rate/how-to-choose-the-right-mortgage-rate-when-refinancing/</guid>
		<description><![CDATA[If you are in the market to refinance your mortgage the type of interest rate you should choose depends on your situation. If you can afford a higher monthly payment and plan on keeping your home for at least seven years or if you have little tolerance for financial risk, consider a fixed interest rate [...]<p><p><a href="http://www.refiadvisor.com/pblog/mortgage-rate/how-to-choose-the-right-mortgage-rate-when-refinancing/">How to Choose The Right Mortgage Rate When Refinancing</a> is a post from Robert Regehr's <a href="http://www.refiadvisor.com/pblog">Mortgage Refinancing</a> Blog.</p></p>

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<li><a href='http://www.refiadvisor.com/pblog/mortgage-rate/fixed-rate-mortgage-refinancing-2/' rel='bookmark' title='Fixed Rate Mortgage Refinancing &#8211; Your Financial Peace of Mind'>Fixed Rate Mortgage Refinancing &#8211; Your Financial Peace of Mind</a></li>
<li><a href='http://www.refiadvisor.com/pblog/mortgage-rate/pros-and-cons-of-adjustable-rate-mortgage-refinancing/' rel='bookmark' title='Pros and Cons of Adjustable Rate Mortgage Refinancing'>Pros and Cons of Adjustable Rate Mortgage Refinancing</a></li>
<li><a href='http://www.refiadvisor.com/pblog/tutorial/fixed-rate-versus-adjustable-rate-mortgage-loan-when-refinancing/' rel='bookmark' title='Fixed Rate versus Adjustable Rate Mortgage Loan When Refinancing'>Fixed Rate versus Adjustable Rate Mortgage Loan When Refinancing</a></li>
<li><a href='http://www.refiadvisor.com/pblog/mortgage/adjustable-rate-mortgage-refinancing/' rel='bookmark' title='Adjustable Rate Mortgage Refinancing'>Adjustable Rate Mortgage Refinancing</a></li>
</ol>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>When Should I Choose A Fixed Interest Rate Mortgage?</title>
		<link>http://www.refiadvisor.com/pblog/interest-rates/when-should-i-choose-a-fixed-interest-rate-mortgage/</link>
		<comments>http://www.refiadvisor.com/pblog/interest-rates/when-should-i-choose-a-fixed-interest-rate-mortgage/#comments</comments>
		<pubDate>Thu, 22 Feb 2007 18:19:56 +0000</pubDate>
		<dc:creator>Robert Regehr</dc:creator>
				<category><![CDATA[Interest Rates]]></category>
		<category><![CDATA[Fixed Rate Mortgage]]></category>
		<category><![CDATA[Mortgage Refinancing]]></category>

		<guid isPermaLink="false">http://www.refiadvisor.com/pblog/2007/02/22/when-should-i-choose-a-fixed-interest-rate-mortgage/</guid>
		<description><![CDATA[When it comes to mortgage interest rates, you have two basic choices, adjustable and fixed. There are several good reasons for choosing a fixed interest rate when mortgage refinancing. Here are several tips to help you decide if a fixed interest rate mortgage is right for you. When the current fixed mortgage rates are low [...]<p><p><a href="http://www.refiadvisor.com/pblog/interest-rates/when-should-i-choose-a-fixed-interest-rate-mortgage/">When Should I Choose A Fixed Interest Rate Mortgage?</a> is a post from Robert Regehr's <a href="http://www.refiadvisor.com/pblog">Mortgage Refinancing</a> Blog.</p></p>

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</ol>]]></description>
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