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Mortgage Refinancing Articles

countrywide home loans

Should You Refinance With a Mortgage Banker?

September 20, 2008

What are mortgage bankers? You hear the term a lot but what’s the actual difference between a mortgage banker and a lender? Simply put, mortgage banks are retail loan originators that fund loans with their own cash. A mortgage broker resells loans for wholesale lenders but the mortgage bank cuts out the middleman, dealing directly [...]

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Wells Fargo Mortgage

January 29, 2008

Wells Fargo Mortgage is a division of Wells Fargo Bank, one of the largest banks created following a merger with Norwest bank and is currently the second largest mortgage lender behind Countrywide home loans. Are you considering refinancing with Wells Fargo Mortgage or do you already have a mortgage from Wells Fargo? Here are several [...]

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Countrywide Home Loans

January 26, 2008

You may have heard in the news that Bank of America recently acquired Countrywide, the largest mortgage lender in the United States. Given the fact that Countrywide was on the verge of collapse and being investigated for predatory lending practices that caused a financial nightmare for countless American homeowners, this buyout by Bank of America [...]

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Mortgage Refinancing Common Sense

October 14, 2007

What’s a good reason for refinancing your mortgage loan? Is it always to get the lowest payment or are there other reasons for taking out a new home loan? Many people will tell you that you should “Never” refinance your mortgage unless the new mortgage rate is at least two percent lower than what you’re [...]

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Beware Countrywide Home Loans

September 3, 2007

Countrywide Home Loan’s problems continue as accusations of predatory lending practices continue to be reported by the media. If you are in the process of refinancing your mortgage with a loan from Countrywide you might want to think twice after watching this video. Countrywide isn’t the only mortgage giant being accused of predatory lending practices. [...]

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