Best Refinance Mortgage

Mortgages for Dummies

As a homeowner you may be interested in lowering your monthly mortgage payment or cashing out equity in your home. If you currently have an adjustable interest rate mortgage and are worried about your monthly payments going up, now is the time to refinance to a fixed interest rate loan. Lower Your Monthly Mortgage Payments [...]

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Mortgage, Escrow, and You

If you are in the process of refinancing your mortgage or taking out a second mortgage you many be required to make payments to an escrow account. What the heck is escrow anyway? If you’ve made escrow payments before, you might think that escrow payments are a method for letting someone else take your money [...]

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Mortgage Refinance Fee Limits

In a victory for consumer advocates and the state, a federal appellate court ruled Friday that California’s limits on mortgage interest charges are not preempted by federal law. The ruling reverses a decision made more than two years ago by U.S. District Judge Garland E. Burrell Jr. in Sacramento. He found that California’s so-called “per [...]

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Juan: I was denied a loan modification, now I want to apply for a FHA streamline refinance , how should I go about doing that? My mortgage lender...
Katie: Thank you all for the helpful comments! I know no other company that refuses to give a Good Faith Estimate up front. More than a bit...
Liz Kinder: Any hope for non Freddie/Fannie mortgage holders who are underwater?
ELG: I just got a quote and USAA’s fees are very very high. I do not recommend them.