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	<title>How You Refinance Matters &#187; Annual Percentage Rate</title>
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	<description>Expert Mortgage Refinancing Advice You Can Trust</description>
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		<title>Who Are The Top Mortgage Lenders For Your Next Home Loan?</title>
		<link>http://www.refiadvisor.com/pblog/tips-before-refi/who-are-the-top-mortgage-lenders-for-your-next-home-loan/</link>
		<comments>http://www.refiadvisor.com/pblog/tips-before-refi/who-are-the-top-mortgage-lenders-for-your-next-home-loan/#comments</comments>
		<pubDate>Thu, 20 Oct 2011 16:01:22 +0000</pubDate>
		<dc:creator>Robert Regehr</dc:creator>
				<category><![CDATA[Tips Before You Refi]]></category>
		<category><![CDATA[Annual Percentage Rate]]></category>
		<category><![CDATA[loan origination fee]]></category>
		<category><![CDATA[lowest mortgage refinance rate]]></category>
		<category><![CDATA[Mortgage Broker Pitfalls]]></category>
		<category><![CDATA[Mortgage Good Faith Estimate]]></category>
		<category><![CDATA[refinance mortgage rates]]></category>
		<category><![CDATA[top mortgage lenders]]></category>

		<guid isPermaLink="false">http://www.refiadvisor.com/pblog/?p=6302</guid>
		<description><![CDATA[Who are the top mortgage lenders for your home loan that don't charge junk fees? The answer may surprise you. <p><p><a href="http://www.refiadvisor.com/pblog/tips-before-refi/who-are-the-top-mortgage-lenders-for-your-next-home-loan/">Who Are The Top Mortgage Lenders For Your Next Home Loan?</a> is a post from Robert Regehr's <a href="http://www.refiadvisor.com/pblog">Mortgage Refinancing</a> Blog.</p></p>

Related posts:<ol>
<li><a href='http://www.refiadvisor.com/pblog/tips-before-refi/top-mortgage-lenders/' rel='bookmark' title='Today&#8217;s Top Mortgage Lenders'>Today&#8217;s Top Mortgage Lenders</a></li>
<li><a href='http://www.refiadvisor.com/pblog/tips-before-refi/who-are-the-best-mortgage-companies-for-your-next-home-loan/' rel='bookmark' title='Who Are The Best Mortgage Companies For Your Next Home Loan?'>Who Are The Best Mortgage Companies For Your Next Home Loan?</a></li>
<li><a href='http://www.refiadvisor.com/pblog/tips-before-refi/finding-the-best-mortgage-companies-for-your-next-home-loan/' rel='bookmark' title='Finding The Best Mortgage Companies For Your Next Home Loan'>Finding The Best Mortgage Companies For Your Next Home Loan</a></li>
<li><a href='http://www.refiadvisor.com/pblog/mortgage-news/finding-the-best-mortgage-lenders-for-your-next-home-loan/' rel='bookmark' title='Finding the Best Mortgage Lenders for Your Next Home Loan'>Finding the Best Mortgage Lenders for Your Next Home Loan</a></li>
<li><a href='http://www.refiadvisor.com/pblog/tips-before-refi/best-mortgage-company/' rel='bookmark' title='Who is the Best Mortgage Company for Your Next Home Loan?'>Who is the Best Mortgage Company for Your Next Home Loan?</a></li>
</ol>]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Finding The Best Mortgage Companies For Your Next Home Loan</title>
		<link>http://www.refiadvisor.com/pblog/tips-before-refi/finding-the-best-mortgage-companies-for-your-next-home-loan/</link>
		<comments>http://www.refiadvisor.com/pblog/tips-before-refi/finding-the-best-mortgage-companies-for-your-next-home-loan/#comments</comments>
		<pubDate>Fri, 14 Oct 2011 16:44:54 +0000</pubDate>
		<dc:creator>Robert Regehr</dc:creator>
				<category><![CDATA[Tips Before You Refi]]></category>
		<category><![CDATA[Annual Percentage Rate]]></category>
		<category><![CDATA[best mortgage companies]]></category>
		<category><![CDATA[best mortgage refinancing company]]></category>
		<category><![CDATA[cash out refinancing]]></category>
		<category><![CDATA[discount points]]></category>
		<category><![CDATA[Mortgage Good Faith Estimate]]></category>
		<category><![CDATA[top mortgage lenders]]></category>

		<guid isPermaLink="false">http://www.refiadvisor.com/pblog/?p=6283</guid>
		<description><![CDATA[Shopping for the best mortgage companies can be stressful as lender junk fees will make or break your loan; here's what you need to avoid overpaying.<p><p><a href="http://www.refiadvisor.com/pblog/tips-before-refi/finding-the-best-mortgage-companies-for-your-next-home-loan/">Finding The Best Mortgage Companies For Your Next Home Loan</a> is a post from Robert Regehr's <a href="http://www.refiadvisor.com/pblog">Mortgage Refinancing</a> Blog.</p></p>

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<li><a href='http://www.refiadvisor.com/pblog/tips-before-refi/who-are-the-best-mortgage-companies-for-your-next-home-loan/' rel='bookmark' title='Who Are The Best Mortgage Companies For Your Next Home Loan?'>Who Are The Best Mortgage Companies For Your Next Home Loan?</a></li>
<li><a href='http://www.refiadvisor.com/pblog/mortgage-refinancing/3-easy-tips-for-finding-the-best-refinance-companies/' rel='bookmark' title='3 Easy Tips for Finding the Best Refinance Companies'>3 Easy Tips for Finding the Best Refinance Companies</a></li>
<li><a href='http://www.refiadvisor.com/pblog/how-to/finding-the-best-mortgage-brokers/' rel='bookmark' title='Finding The Best Mortgage Brokers for Your Next Home Loan'>Finding The Best Mortgage Brokers for Your Next Home Loan</a></li>
<li><a href='http://www.refiadvisor.com/pblog/mortgage-news/best-mortgage-companies-for-your-home-loan/' rel='bookmark' title='Best Mortgage Companies for Your Home Loan'>Best Mortgage Companies for Your Home Loan</a></li>
<li><a href='http://www.refiadvisor.com/pblog/mortgage-news/finding-the-best-mortgage-lenders-for-your-next-home-loan/' rel='bookmark' title='Finding the Best Mortgage Lenders for Your Next Home Loan'>Finding the Best Mortgage Lenders for Your Next Home Loan</a></li>
</ol>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Beware Common Mortgage Mistakes That Cost You Thousands of Dollars</title>
		<link>http://www.refiadvisor.com/pblog/tips-before-refi/beware-common-mortgage-mistakes-that-cost-you-thousands-of-dollars/</link>
		<comments>http://www.refiadvisor.com/pblog/tips-before-refi/beware-common-mortgage-mistakes-that-cost-you-thousands-of-dollars/#comments</comments>
		<pubDate>Sat, 01 Oct 2011 14:58:47 +0000</pubDate>
		<dc:creator>Robert Regehr</dc:creator>
				<category><![CDATA[Tips Before You Refi]]></category>
		<category><![CDATA[Adjustable Rate Mortgage]]></category>
		<category><![CDATA[Annual Percentage Rate]]></category>
		<category><![CDATA[loan origination fee]]></category>
		<category><![CDATA[Mortgage Broker Pitfalls]]></category>
		<category><![CDATA[Mortgage Good Faith Estimate]]></category>
		<category><![CDATA[Mortgage Rates]]></category>
		<category><![CDATA[Mortgage Refinancing]]></category>

		<guid isPermaLink="false">http://www.refiadvisor.com/pblog/?p=6218</guid>
		<description><![CDATA[Common mortgage mistakes steal the benefit you deserve from refinancing your home; here's you can avoid paying one red cent more than necessary.  <p><p><a href="http://www.refiadvisor.com/pblog/tips-before-refi/beware-common-mortgage-mistakes-that-cost-you-thousands-of-dollars/">Beware Common Mortgage Mistakes That Cost You Thousands of Dollars</a> is a post from Robert Regehr's <a href="http://www.refiadvisor.com/pblog">Mortgage Refinancing</a> Blog.</p></p>

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<li><a href='http://www.refiadvisor.com/pblog/how-to/common-mortgage-mistakes-cost-you-thousands/' rel='bookmark' title='Common Mortgage Mistakes That Cost You Thousands of Dollars'>Common Mortgage Mistakes That Cost You Thousands of Dollars</a></li>
<li><a href='http://www.refiadvisor.com/pblog/refi-advice/no-cost-refinance-common-mortgage-mistakes/' rel='bookmark' title='No Cost Refinance: Common Mortgage Mistakes'>No Cost Refinance: Common Mortgage Mistakes</a></li>
<li><a href='http://www.refiadvisor.com/pblog/how-to/mortgage-refinance-tips-save-you-thousands-of-dollars/' rel='bookmark' title='Mortgage Refinance Tips Save You Thousands of Dollars'>Mortgage Refinance Tips Save You Thousands of Dollars</a></li>
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<li><a href='http://www.refiadvisor.com/pblog/tips-before-refi/waiting-for-the-lowest-refinance-mortgage-rates-could-cost-you-thousands/' rel='bookmark' title='Waiting for the Lowest Refinance Mortgage Rates Could Cost You Thousands'>Waiting for the Lowest Refinance Mortgage Rates Could Cost You Thousands</a></li>
</ol>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Today&#8217;s Top Mortgage Lenders</title>
		<link>http://www.refiadvisor.com/pblog/tips-before-refi/top-mortgage-lenders/</link>
		<comments>http://www.refiadvisor.com/pblog/tips-before-refi/top-mortgage-lenders/#comments</comments>
		<pubDate>Tue, 20 Sep 2011 14:21:23 +0000</pubDate>
		<dc:creator>Robert Regehr</dc:creator>
				<category><![CDATA[Tips Before You Refi]]></category>
		<category><![CDATA[Annual Percentage Rate]]></category>
		<category><![CDATA[loan origination fee]]></category>
		<category><![CDATA[Lower Mortgage Rates]]></category>
		<category><![CDATA[lowest mortgage refinance rate]]></category>
		<category><![CDATA[lowest refinance rates]]></category>
		<category><![CDATA[Mortgage Good Faith Estimate]]></category>
		<category><![CDATA[top mortgage lenders]]></category>

		<guid isPermaLink="false">http://www.refiadvisor.com/pblog/?p=6086</guid>
		<description><![CDATA[Shopping for top mortgage lenders can get you the lowest refinance rates but wind up costing you thousands in unnecessary fees; here's a better way.<p><p><a href="http://www.refiadvisor.com/pblog/tips-before-refi/top-mortgage-lenders/">Today&#8217;s Top Mortgage Lenders</a> is a post from Robert Regehr's <a href="http://www.refiadvisor.com/pblog">Mortgage Refinancing</a> Blog.</p></p>

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<li><a href='http://www.refiadvisor.com/pblog/tips-before-refi/how-to-find-the-best-mortgage-lenders/' rel='bookmark' title='How to Find the Best Mortgage Lenders'>How to Find the Best Mortgage Lenders</a></li>
</ol>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What Every Homeowner Should Know About RESPA</title>
		<link>http://www.refiadvisor.com/pblog/refi-advice/what-every-homeowner-should-know-about-the-real-estate-settlement-procedures-act/</link>
		<comments>http://www.refiadvisor.com/pblog/refi-advice/what-every-homeowner-should-know-about-the-real-estate-settlement-procedures-act/#comments</comments>
		<pubDate>Sun, 29 May 2011 19:29:37 +0000</pubDate>
		<dc:creator>Robert Regehr</dc:creator>
				<category><![CDATA[Refi Advice]]></category>
		<category><![CDATA[Annual Percentage Rate]]></category>
		<category><![CDATA[bank mortgage rates]]></category>
		<category><![CDATA[cash out refinancing]]></category>
		<category><![CDATA[Mortgage Good Faith Estimate]]></category>
		<category><![CDATA[mortgage refinance]]></category>
		<category><![CDATA[RESPA]]></category>
		<category><![CDATA[yield spread premium]]></category>

		<guid isPermaLink="false">http://www.refiadvisor.com/pblog/?p=4849</guid>
		<description><![CDATA[If you're in the market for mortgage refinancing there are several things you need to know about common mortgage mistakes to avoid overpaying.<p><p><a href="http://www.refiadvisor.com/pblog/refi-advice/what-every-homeowner-should-know-about-the-real-estate-settlement-procedures-act/">What Every Homeowner Should Know About RESPA</a> is a post from Robert Regehr's <a href="http://www.refiadvisor.com/pblog">Mortgage Refinancing</a> Blog.</p></p>

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</ol>]]></description>
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		</item>
		<item>
		<title>Best Home Mortgage Refinancing Company</title>
		<link>http://www.refiadvisor.com/pblog/refi-advice/best-home-mortgage-refinancing-company/</link>
		<comments>http://www.refiadvisor.com/pblog/refi-advice/best-home-mortgage-refinancing-company/#comments</comments>
		<pubDate>Sat, 12 Mar 2011 18:38:53 +0000</pubDate>
		<dc:creator>Robert Regehr</dc:creator>
				<category><![CDATA[Refi Advice]]></category>
		<category><![CDATA[Annual Percentage Rate]]></category>
		<category><![CDATA[home mortgage refinancing]]></category>
		<category><![CDATA[home mortgage refinancing company]]></category>
		<category><![CDATA[jumbo mortgage]]></category>
		<category><![CDATA[junk fees]]></category>
		<category><![CDATA[Mortgage Broker Pitfalls]]></category>
		<category><![CDATA[Mortgage Good Faith Estimate]]></category>
		<category><![CDATA[mortgage loan]]></category>
		<category><![CDATA[Mortgage Rate]]></category>
		<category><![CDATA[Mortgage Refinancing]]></category>
		<category><![CDATA[predatory lending practices]]></category>
		<category><![CDATA[yield spread premium]]></category>

		<guid isPermaLink="false">http://www.refiadvisor.com/pblog/?p=4401</guid>
		<description><![CDATA[Choose the wrong home mortgage refinancing company and you'll overpay thousands of dollars every year that you're paying on your home loan.<p><p><a href="http://www.refiadvisor.com/pblog/refi-advice/best-home-mortgage-refinancing-company/">Best Home Mortgage Refinancing Company</a> is a post from Robert Regehr's <a href="http://www.refiadvisor.com/pblog">Mortgage Refinancing</a> Blog.</p></p>

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</ol>]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Best Bank to Refinance Your Home</title>
		<link>http://www.refiadvisor.com/pblog/mortgage-advice/best-bank-to-refinance-your-home/</link>
		<comments>http://www.refiadvisor.com/pblog/mortgage-advice/best-bank-to-refinance-your-home/#comments</comments>
		<pubDate>Wed, 24 Nov 2010 16:07:59 +0000</pubDate>
		<dc:creator>Robert Regehr</dc:creator>
				<category><![CDATA[Mortgage Advice]]></category>
		<category><![CDATA[Annual Percentage Rate]]></category>
		<category><![CDATA[bank home loans]]></category>
		<category><![CDATA[Mortgage Good Faith Estimate]]></category>
		<category><![CDATA[refinancing your home]]></category>
		<category><![CDATA[refinancing your home loan]]></category>
		<category><![CDATA[refinancing your home mortgage]]></category>
		<category><![CDATA[yield spread premium]]></category>

		<guid isPermaLink="false">http://www.refiadvisor.com/pblog/?p=4168</guid>
		<description><![CDATA[If you’re looking for the best bank to refinance your home loan there are several things you’ll want to know to avoid overpaying. <p><p><a href="http://www.refiadvisor.com/pblog/mortgage-advice/best-bank-to-refinance-your-home/">Best Bank to Refinance Your Home</a> is a post from Robert Regehr's <a href="http://www.refiadvisor.com/pblog">Mortgage Refinancing</a> Blog.</p></p>

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</ol>]]></description>
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		</item>
		<item>
		<title>Mortgage Annual Percentage Rate</title>
		<link>http://www.refiadvisor.com/pblog/glossary/mortgage-annual-percentage-rate/</link>
		<comments>http://www.refiadvisor.com/pblog/glossary/mortgage-annual-percentage-rate/#comments</comments>
		<pubDate>Wed, 18 Feb 2009 22:17:08 +0000</pubDate>
		<dc:creator>Robert Regehr</dc:creator>
				<category><![CDATA[Mortgage Glossary]]></category>
		<category><![CDATA[Annual Percentage Rate]]></category>
		<category><![CDATA[Mortgage Broker Pitfalls]]></category>
		<category><![CDATA[Mortgage Loan Tutorial]]></category>
		<category><![CDATA[Mortgage Refinance Information]]></category>
		<category><![CDATA[mortgage terminology]]></category>

		<guid isPermaLink="false">http://www.refiadvisor.com/pblog/?p=1507</guid>
		<description><![CDATA[Are you in the market to refinance your existing mortgage loan? Do you find terms like APR, Mortgage Rate, and Points confusing and misleading? You’re not alone…most homeowners never fully understand what the Annual Percentage Rate is or how points affect their mortgage rate and closing costs. Here are several tips to help demystify mortgage [...]<p><p><a href="http://www.refiadvisor.com/pblog/glossary/mortgage-annual-percentage-rate/">Mortgage Annual Percentage Rate</a> is a post from Robert Regehr's <a href="http://www.refiadvisor.com/pblog">Mortgage Refinancing</a> Blog.</p></p>

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<li><a href='http://www.refiadvisor.com/pblog/interest-rates/mortgage-refinancing-annual-percentage-rate/' rel='bookmark' title='What The Heck Does Annual Percentage Rate Mean Anyway?'>What The Heck Does Annual Percentage Rate Mean Anyway?</a></li>
<li><a href='http://www.refiadvisor.com/pblog/mortgage-news/comparing-mortgage-rates-and-annual-percentage-rate/' rel='bookmark' title='Comparing Mortgage Rates and Annual Percentage Rate'>Comparing Mortgage Rates and Annual Percentage Rate</a></li>
</ol>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Mortgage Rate and APR</title>
		<link>http://www.refiadvisor.com/pblog/apr/mortgage-rate-and-apr/</link>
		<comments>http://www.refiadvisor.com/pblog/apr/mortgage-rate-and-apr/#comments</comments>
		<pubDate>Tue, 04 Dec 2007 22:39:59 +0000</pubDate>
		<dc:creator>Robert Regehr</dc:creator>
				<category><![CDATA[APR]]></category>
		<category><![CDATA[Annual Percentage Rate]]></category>
		<category><![CDATA[loan originator commission]]></category>
		<category><![CDATA[Mortgage Good Faith Estimate]]></category>
		<category><![CDATA[Mortgage Interest Rate]]></category>
		<category><![CDATA[mortgage junk fee]]></category>

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		<description><![CDATA[Mortgage loans can be confusing and intimidating for many homeowners. Terminology like APR is not only confusing, but in the case of Annual Percentage Rate is misleading. Here are the basics you need to know about Annual Percentage Rate (APR) and your mortgage rate when comparison shopping loan offers. Annual Percentage Rate (APR) What is [...]<p><p><a href="http://www.refiadvisor.com/pblog/apr/mortgage-rate-and-apr/">Mortgage Rate and APR</a> is a post from Robert Regehr's <a href="http://www.refiadvisor.com/pblog">Mortgage Refinancing</a> Blog.</p></p>

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</ol>]]></description>
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		<title>What The Heck Does Annual Percentage Rate Mean Anyway?</title>
		<link>http://www.refiadvisor.com/pblog/interest-rates/mortgage-refinancing-annual-percentage-rate/</link>
		<comments>http://www.refiadvisor.com/pblog/interest-rates/mortgage-refinancing-annual-percentage-rate/#comments</comments>
		<pubDate>Mon, 13 Aug 2007 17:28:54 +0000</pubDate>
		<dc:creator>Robert Regehr</dc:creator>
				<category><![CDATA[Interest Rates]]></category>
		<category><![CDATA[Annual Percentage Rate]]></category>
		<category><![CDATA[information on mortgages]]></category>
		<category><![CDATA[Refinancing Your Mortgage]]></category>
		<category><![CDATA[Theft by Mortgage]]></category>

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		<description><![CDATA[Refinancing your home mortgage loan can be an overwhelming experience for many people. New homeowners are bombarded with acronyms and jargon like APR, ARM, GFE…at times it can be too much to handle. Today I’m going to talk about the Annual Percentage Rate (APR) and the best way to comparison shop mortgage offers when refinancing. [...]<p><p><a href="http://www.refiadvisor.com/pblog/interest-rates/mortgage-refinancing-annual-percentage-rate/">What The Heck Does Annual Percentage Rate Mean Anyway?</a> is a post from Robert Regehr's <a href="http://www.refiadvisor.com/pblog">Mortgage Refinancing</a> Blog.</p></p>

Related posts:<ol>
<li><a href='http://www.refiadvisor.com/pblog/glossary/annual-percentage-rate-definition/' rel='bookmark' title='Annual Percentage Rate Definition'>Annual Percentage Rate Definition</a></li>
<li><a href='http://www.refiadvisor.com/pblog/glossary/mortgage-annual-percentage-rate/' rel='bookmark' title='Mortgage Annual Percentage Rate'>Mortgage Annual Percentage Rate</a></li>
<li><a href='http://www.refiadvisor.com/pblog/mortgage-news/comparing-mortgage-rates-and-annual-percentage-rate/' rel='bookmark' title='Comparing Mortgage Rates and Annual Percentage Rate'>Comparing Mortgage Rates and Annual Percentage Rate</a></li>
<li><a href='http://www.refiadvisor.com/pblog/apr/mortgage-rate-and-apr/' rel='bookmark' title='Mortgage Rate and APR'>Mortgage Rate and APR</a></li>
<li><a href='http://www.refiadvisor.com/pblog/interest-rates/mortgage-interest-rates-4/' rel='bookmark' title='Mortgage Interest Rates'>Mortgage Interest Rates</a></li>
</ol>]]></description>
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