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Bad Credit Mortgage Interest Rate

May 16, 2009

Are you concerned that a bad credit mortgage interest rate will prevent you from refinancing? The truth about mortgage rates may surprise you.

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Best Mortgage Rate 2009

January 16, 2009

If you’re considering refinancing your home mortgage loan and are looking for the best mortgage rate in 2009, there are several things you need to know in order to avoid overpaying for the new loan. Most homeowners have heard of mortgage junk fees but very few are familiar with the evils of Yield Spread Premium [...]

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Mortgage Closing Costs

November 11, 2008

Your mortgage closing costs are the fees you pay up front when taking out or refinancing a mortgage loan. These costs include origination fees, title fees, discount points, appraisals, underwriting and processing fees. Basically any fee paid to the originator or a third party company involved with the closing your loan is considered a closing [...]

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How to Refinance Your Home After The Mortgage Bailout

October 12, 2008

If you’ve been following the news you’ve undoubtedly heard that the President signed the $700 billion dollar bailout package. Shortly after this the Federal Reserve cut interest rates. What you may not know is that the when the Federal Reserve cuts rates it lowers the Federal Funds rate which actually has nothing to do with [...]

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Mortgage Refinancing Online With The Best Home Loan

August 16, 2008

If you’re considering talking out a new mortgage to refinance your existing home loan, the Internet is an excellent tool to shop around for the best loan rate. You can use the Internet to easily compare mortgage rates without having your credit pulled. Most online applications ask that you only describe your credit and do [...]

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