Rising mortgage interest rates are supposed to be an economic sedative, but the hyperactive real estate market has retained its vigor even as the prime lending rate has climbed to a nearly four-year high.

Shopping around for a home loan will help you to get the best financing deal. Any mortgage, whether its a home purchase, a refinancing, or a home equity loan, is a product, just like a car, so the price and terms may be negotiable. You’ll want to compare all the costs involved in obtaining a mortgage. Shopping, comparing, and negotiating may save you thousands of dollars.

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