How You Refinance Matters » Mortgage Rate

4 Mortgage Refinancing Roadblocks

Robert Regehr — Fri, 04 Nov 2011 22:28:08 +0000

Looking for today's lowest refinance mortgage rates for your next home loan? Here are 4 common roadblocks that could sideline your application.

4 Mortgage Refinancing Roadblocks is a post from Robert Regehr's Mortgage Refinancing Blog.

FHA Streamline Refinance Roadblocks Removed

Today’s 30 Year Fixed Mortgage Rate

Robert Regehr — Wed, 17 Sep 2008 17:44:54 +0000

If you are considering taking advantage of this month’s low mortgage rates but don’t want to pay too much when refinancing there are several things you need to know about the rate quotes you receive. Here are several tips to help you make sense of it all and avoid paying too much when refinancing your [...]

Today’s 30 Year Fixed Mortgage Rate is a post from Robert Regehr's Mortgage Refinancing Blog.

30 Year Mortgage Rates FAQ

Robert Regehr — Mon, 21 Jul 2008 21:59:37 +0000

If you’re in the market to refinance your home mortgage loan and search for 30 year mortgage rate information on the internet, you’re bound to find a lot of confusing and conflicting information. How do you sort through the obvious crap and find honest rate information that does not include needles sales markup like the [...]

30 Year Mortgage Rates FAQ is a post from Robert Regehr's Mortgage Refinancing Blog.

Mortgage Loan Approval Is Becoming More Difficult

Robert Regehr — Mon, 23 Jun 2008 22:29:21 +0000

It is becoming increasingly more difficult to get approved for a mortgage loan even with good credit. Mortgage lenders have been tightening standards for approval due to the credit crunch of late…and the end of the crisis is not yet in sight. Here are several tips to help make sure you qualify if you’re in [...]

Mortgage Loan Approval Is Becoming More Difficult is a post from Robert Regehr's Mortgage Refinancing Blog.

Getting the Lowest Mortgage Rate Possible

Robert Regehr — Sat, 17 May 2008 17:01:13 +0000

When it comes to getting your home loan, nearly everyone wants to get the lowest mortgage rate possible. The question is how to do this…the answer doesn’t have to be as confusing as it might seem. The first step to getting the best mortgage rates possible is for you to understand how mortgage rates are [...]

Getting the Lowest Mortgage Rate Possible is a post from Robert Regehr's Mortgage Refinancing Blog.

Locking a Rate When Refinancing Your Mortgage

Robert Regehr — Tue, 12 Feb 2008 18:04:49 +0000

Locking in your mortgage rate can be a source of confusion and frustration for many homeowners. When and how do you lock in your mortgage rate? How do you know that your mortgage broker really locked in your rate? Mortgage rates change on a daily even hourly basis; if you miss the opportunity to lock [...]

Locking a Rate When Refinancing Your Mortgage is a post from Robert Regehr's Mortgage Refinancing Blog.

The Fed Rate Cut And Refinancing Your Mortgage

Robert Regehr — Wed, 30 Jan 2008 23:00:52 +0000

The Federal Reserve Cut Interest Rates Again Today For The Second Time In Eight Days…Should You Refinance Your Mortgage Now? With all the talk of interest rate cuts refinancing has become a hot topic for many homeowners. Here are the answers to several common questions regarding the current rate cuts and deciding if taking out [...]

The Fed Rate Cut And Refinancing Your Mortgage is a post from Robert Regehr's Mortgage Refinancing Blog.

Mortgage Rates Update

Robert Regehr — Thu, 24 Jan 2008 00:30:21 +0000

Mortgage Rates fell again today, down to 5.0% from yesterday’s 5.25% …this is the lowest that mortgages rates have been since 2004. Can you find a rate like this shopping online or from your bank? The short answer is no, never. Rate quotes you receive online all have retail markup and banks never quote wholesale [...]

Mortgage Rates Update is a post from Robert Regehr's Mortgage Refinancing Blog.

Mortgage Crisis Update

Should You Refinance Your Mortgage?

Robert Regehr — Fri, 11 Jan 2008 23:53:47 +0000

The average homeowner in the United States refinances every four to five years for a variety of different reasons. Many people refinance to lower their mortgage rate; however, consolidating bills or borrowing cash are also good reasons for refinancing. Is mortgage refinancing right for you? Here are several tips to help you decide if mortgage [...]

Should You Refinance Your Mortgage? is a post from Robert Regehr's Mortgage Refinancing Blog.

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Understanding Mortgage Rate Quotes

Robert Regehr — Tue, 04 Dec 2007 00:04:49 +0000

The mortgage quotes you receive when shopping for a new lender do not give you the actual interest rate you qualify when refinancing. The rate quotes you get are “retail” mortgage quotes that include unnecessary commission based markup. Here are several tips to help you understand how mortgage rates are quoted so you can refinance [...]

Understanding Mortgage Rate Quotes is a post from Robert Regehr's Mortgage Refinancing Blog.

Mortgage Rates – Secrets You Need to Know

Robert Regehr — Fri, 09 Nov 2007 21:03:32 +0000

If you’re in the process of refinancing your home mortgage loan, understanding how mortgage rate quotes work will help you recognize a good deal when you find one. In order to comparison shop effectively it is important that you know how loan originators work and how they are compensated. Here are several tips to help [...]

Mortgage Rates – Secrets You Need to Know is a post from Robert Regehr's Mortgage Refinancing Blog.

Fixed Rate Mortgage Refinancing – Your Financial Peace of Mind

Robert Regehr — Wed, 31 Oct 2007 11:32:34 +0000

If you are in the market to refinance your existing home mortgage you might be considering the pros and cons of a fixed rate mortgage over their adjustable rate counterparts. Fixed rate mortgage loans can give you financial peace of mind knowing that your payment will not change over time; however, this peace of mind [...]

Fixed Rate Mortgage Refinancing – Your Financial Peace of Mind is a post from Robert Regehr's Mortgage Refinancing Blog.

Pros and Cons of Adjustable Rate Mortgage Refinancing

Robert Regehr — Mon, 30 Jul 2007 17:25:07 +0000

For many homeowners Adjustable Rate Mortgages have a bad name and are overlooked completely when refinancing. While it’s true that Adjustable Rate Mortgages are riskier than their Fixed Rate counterparts, when used properly they can save you thousands of dollars. Here are several tips about the pros and cons of Adjustable Rate Mortgages to help [...]

Pros and Cons of Adjustable Rate Mortgage Refinancing is a post from Robert Regehr's Mortgage Refinancing Blog.

How to Choose The Right Mortgage Rate When Refinancing

Robert Regehr — Thu, 19 Jul 2007 19:37:46 +0000

If you are in the market to refinance your mortgage the type of interest rate you should choose depends on your situation. If you can afford a higher monthly payment and plan on keeping your home for at least seven years or if you have little tolerance for financial risk, consider a fixed interest rate [...]

How to Choose The Right Mortgage Rate When Refinancing is a post from Robert Regehr's Mortgage Refinancing Blog.

Interest Only Mortgage Refinancing

Robert Regehr — Mon, 16 Jul 2007 22:56:40 +0000

Interest only mortgage loans are as their name implies loans where the payment is based only on the interest due for a given month. This type of loan has payments that are interest only for a specified period of time, typically five to ten years. At the end of the interest only period your loan [...]

Interest Only Mortgage Refinancing is a post from Robert Regehr's Mortgage Refinancing Blog.

Mortgage Refinancing Information – Beware the Risks of Interest Only Mortgage Loans

Mortgage Rate Locks Can Be Broken

Robert Regehr — Mon, 16 Jul 2007 18:06:05 +0000

Mortgage rate locks are supposed to protect you from rising interest rates while your loan originator prepares the documents necessary to close on your loan. What happens when your mortgage rate lock breaks? Broken locks occur when you aren’t able to close before your designated lock period expires. Ones your lock breaks the wholesale lender [...]

Mortgage Rate Locks Can Be Broken is a post from Robert Regehr's Mortgage Refinancing Blog.