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Mortgage Broker Pitfalls
March 13, 2007
Mortgage brokers can be an excellent resource for refinancing your California mortgage loan; however, you have to watch your broker like a hawk to avoid overpaying for your new mortgage. In addition to giving you a mortgage rate that includes Yield Spread Premium, brokers often place homeowners in loans that serve their need for a [...]
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February 28, 2007
Mortgage brokers can be useful resources for refinancing your mortgage if you fully understand what you’re getting into in advance. Brokers are compensated by the origination fees you pay for your loan and often by marking up your mortgage interest rate for a kickback by the wholesale lender. This markup of your mortgage rate is [...]
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February 13, 2007
Take a look at your newspaper, turn on the television, or look on the Internet and every mortgage lender you find claims to be the best. How do you filter out the hype, empty guarantees, and bloated closing costs to choose the best lender for your home loan? The best lender for you will be [...]
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January 10, 2007
If you are considering applying for your home loan with a broker, Mortgage Broker Good Faith Estimates are an excellent way to comparison shop for the best loan. Brokers are required to provide you the Mortgage Broker Good Faith Estimate within three days of receiving your application; however, most brokers will provide a copy if [...]
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January 9, 2007
It is important to know who you’re dealing with when refinancing your mortgage loan. Broker-banks are a type of lender that deliberately misleads their borrowers. What is a mortgage Broker-Bank? Banks often operate as mortgage brokers in an attempt to boost their profits; Banks are exempt from disclosure laws in the United States that protect [...]
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My name is Robert Regehr and I’m a personal finance blogger with a chip on my shoulder for banks and mortgage brokers that take advantage of my friends and neighbors.
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