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	<title>How You Refinance Matters &#187; How To</title>
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	<link>http://www.refiadvisor.com/pblog</link>
	<description>Expert Mortgage Refinancing Advice You Can Trust</description>
	<lastBuildDate>Mon, 14 May 2012 16:50:23 +0000</lastBuildDate>
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		<title>Credit Score for Mortgage Refinancing</title>
		<link>http://www.refiadvisor.com/pblog/how-to/credit-score-for-mortgage-refinancing/</link>
		<comments>http://www.refiadvisor.com/pblog/how-to/credit-score-for-mortgage-refinancing/#comments</comments>
		<pubDate>Thu, 03 May 2012 16:07:06 +0000</pubDate>
		<dc:creator>Robert Regehr</dc:creator>
				<category><![CDATA[How To]]></category>
		<category><![CDATA[credit scores]]></category>
		<category><![CDATA[loan origination fee]]></category>
		<category><![CDATA[loan to value]]></category>
		<category><![CDATA[lowest refinance rates]]></category>
		<category><![CDATA[Mortgage Refinancing]]></category>

		<guid isPermaLink="false">http://www.refiadvisor.com/pblog/?p=7482</guid>
		<description><![CDATA[Is your credit score holding you back from today's lowest refinance rates? Here's what you need get the beast deal on your next home loan.<p><p><a href="http://www.refiadvisor.com/pblog/how-to/credit-score-for-mortgage-refinancing/">Credit Score for Mortgage Refinancing</a> is a post from Robert Regehr's <a href="http://www.refiadvisor.com/pblog">Mortgage Refinancing</a> Blog.</p></p>

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<li><a href='http://www.refiadvisor.com/pblog/mortgage-news/mortgage-refinancing-with-a-credit-score-of-less-than-740/' rel='bookmark' title='Mortgage Refinancing With a Credit Score of Less Than 740'>Mortgage Refinancing With a Credit Score of Less Than 740</a></li>
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</ol>]]></description>
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		</item>
		<item>
		<title>Can You Lower Your Mortgage Rate Without Refinancing?</title>
		<link>http://www.refiadvisor.com/pblog/how-to/can-you-lower-your-mortgage-rate-without-refinancing/</link>
		<comments>http://www.refiadvisor.com/pblog/how-to/can-you-lower-your-mortgage-rate-without-refinancing/#comments</comments>
		<pubDate>Sun, 08 Apr 2012 17:21:02 +0000</pubDate>
		<dc:creator>Robert Regehr</dc:creator>
				<category><![CDATA[How To]]></category>

		<guid isPermaLink="false">http://www.refiadvisor.com/pblog/?p=7308</guid>
		<description><![CDATA[Is it possible to lower your mortgage rates without refinancing your home?  It is possible if you get into the right home loan programs. <p><p><a href="http://www.refiadvisor.com/pblog/how-to/can-you-lower-your-mortgage-rate-without-refinancing/">Can You Lower Your Mortgage Rate Without Refinancing?</a> is a post from Robert Regehr's <a href="http://www.refiadvisor.com/pblog">Mortgage Refinancing</a> Blog.</p></p>

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<li><a href='http://www.refiadvisor.com/pblog/mortgage-news/should-you-pay-points-for-a-lower-interest-rate-when-refinancing/' rel='bookmark' title='Should You Pay Points for a Lower Interest Rate When Refinancing?'>Should You Pay Points for a Lower Interest Rate When Refinancing?</a></li>
<li><a href='http://www.refiadvisor.com/pblog/mortgage/something-to-consider-before-refinancing-your-mortgage/' rel='bookmark' title='Something to Consider Before Refinancing Your Mortgage'>Something to Consider Before Refinancing Your Mortgage</a></li>
<li><a href='http://www.refiadvisor.com/pblog/interest-rates/paying-points-for-a-lower-mortgage-interest-rate/' rel='bookmark' title='Paying Points for a Lower Mortgage Interest Rate'>Paying Points for a Lower Mortgage Interest Rate</a></li>
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</ol>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Cash In Mortgage Refinancing Is an Option</title>
		<link>http://www.refiadvisor.com/pblog/how-to/cash-in-mortgage-refinancing-is-an-option/</link>
		<comments>http://www.refiadvisor.com/pblog/how-to/cash-in-mortgage-refinancing-is-an-option/#comments</comments>
		<pubDate>Sat, 04 Feb 2012 16:02:27 +0000</pubDate>
		<dc:creator>Robert Regehr</dc:creator>
				<category><![CDATA[How To]]></category>
		<category><![CDATA[cash out refinancing]]></category>
		<category><![CDATA[loan origination fee]]></category>
		<category><![CDATA[lowest refinance mortgage rates]]></category>
		<category><![CDATA[Mortgage Broker Pitfalls]]></category>
		<category><![CDATA[mortgage refinance loans]]></category>
		<category><![CDATA[mortgage refinance rates]]></category>
		<category><![CDATA[Mortgage Refinancing]]></category>

		<guid isPermaLink="false">http://www.refiadvisor.com/pblog/?p=6784</guid>
		<description><![CDATA[Here's how cash-in mortgage refinancing can help you take advantage of the lowest refinance mortgage rates in 60 years. <p><p><a href="http://www.refiadvisor.com/pblog/how-to/cash-in-mortgage-refinancing-is-an-option/">Cash In Mortgage Refinancing Is an Option</a> is a post from Robert Regehr's <a href="http://www.refiadvisor.com/pblog">Mortgage Refinancing</a> Blog.</p></p>

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<li><a href='http://www.refiadvisor.com/pblog/mortgage/cash-out-mortgage-refinancing-basics/' rel='bookmark' title='Cash Out Mortgage Refinancing Basics'>Cash Out Mortgage Refinancing Basics</a></li>
</ol>]]></description>
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		</item>
		<item>
		<title>Refinancing a Mortgage Without Losing Your Shirt</title>
		<link>http://www.refiadvisor.com/pblog/how-to/refinancing-a-mortgage-without-losing-your-shirt/</link>
		<comments>http://www.refiadvisor.com/pblog/how-to/refinancing-a-mortgage-without-losing-your-shirt/#comments</comments>
		<pubDate>Sat, 26 Nov 2011 16:31:41 +0000</pubDate>
		<dc:creator>Robert Regehr</dc:creator>
				<category><![CDATA[How To]]></category>
		<category><![CDATA[amerisave]]></category>
		<category><![CDATA[best refinancing mortgage rate]]></category>
		<category><![CDATA[cash out refinancing]]></category>
		<category><![CDATA[lowest refinance mortgage rates]]></category>
		<category><![CDATA[Mortgage Good Faith Estimate]]></category>
		<category><![CDATA[mortgage refinancing cost]]></category>
		<category><![CDATA[refinancing a mortgage]]></category>
		<category><![CDATA[yield spread premium]]></category>

		<guid isPermaLink="false">http://www.refiadvisor.com/pblog/?p=6467</guid>
		<description><![CDATA[Refinancing a Mortgage can save you thousands of dollars if you avoid lender junk fees that make it impossible to recoup your out-of-pocket expenses. <p><p><a href="http://www.refiadvisor.com/pblog/how-to/refinancing-a-mortgage-without-losing-your-shirt/">Refinancing a Mortgage Without Losing Your Shirt</a> is a post from Robert Regehr's <a href="http://www.refiadvisor.com/pblog">Mortgage Refinancing</a> Blog.</p></p>

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		</item>
		<item>
		<title>How to Get Better Refinance Mortgage Rates Than Your Neighbors</title>
		<link>http://www.refiadvisor.com/pblog/how-to/refinance-mortgage-rates-3/</link>
		<comments>http://www.refiadvisor.com/pblog/how-to/refinance-mortgage-rates-3/#comments</comments>
		<pubDate>Sat, 08 Oct 2011 15:16:47 +0000</pubDate>
		<dc:creator>Robert Regehr</dc:creator>
				<category><![CDATA[How To]]></category>
		<category><![CDATA[best refinancing mortgage rate]]></category>
		<category><![CDATA[discount points]]></category>
		<category><![CDATA[fixed refinance mortgage rates]]></category>
		<category><![CDATA[Mortgage Good Faith Estimate]]></category>
		<category><![CDATA[mortgage refinance]]></category>
		<category><![CDATA[mortgage refinance rates]]></category>
		<category><![CDATA[refinance mortgage rate online]]></category>
		<category><![CDATA[refinance rates]]></category>

		<guid isPermaLink="false">http://www.refiadvisor.com/pblog/?p=6253</guid>
		<description><![CDATA[Getting the best refinance mortgage rates can be tricky thanks to deceptive marketing and lender junk fees; here's how to avoid overpaying.<p><p><a href="http://www.refiadvisor.com/pblog/how-to/refinance-mortgage-rates-3/">How to Get Better Refinance Mortgage Rates Than Your Neighbors</a> is a post from Robert Regehr's <a href="http://www.refiadvisor.com/pblog">Mortgage Refinancing</a> Blog.</p></p>

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</ol>]]></description>
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		</item>
		<item>
		<title>Finding The Best Mortgage Brokers for Your Next Home Loan</title>
		<link>http://www.refiadvisor.com/pblog/how-to/finding-the-best-mortgage-brokers/</link>
		<comments>http://www.refiadvisor.com/pblog/how-to/finding-the-best-mortgage-brokers/#comments</comments>
		<pubDate>Sat, 30 Jul 2011 16:08:19 +0000</pubDate>
		<dc:creator>Robert Regehr</dc:creator>
				<category><![CDATA[How To]]></category>
		<category><![CDATA[best mortgage bankers]]></category>
		<category><![CDATA[best mortgage brokers]]></category>
		<category><![CDATA[mortgage interest rates]]></category>
		<category><![CDATA[mortgage refinance]]></category>
		<category><![CDATA[refinance mortgage rates]]></category>
		<category><![CDATA[refinance rates]]></category>

		<guid isPermaLink="false">http://www.refiadvisor.com/pblog/?p=5611</guid>
		<description><![CDATA[Finding the best mortgage brokers can save you thousands of dollars from unnecessary fees when refinancing if you avoid these costly mistakes. <p><p><a href="http://www.refiadvisor.com/pblog/how-to/finding-the-best-mortgage-brokers/">Finding The Best Mortgage Brokers for Your Next Home Loan</a> is a post from Robert Regehr's <a href="http://www.refiadvisor.com/pblog">Mortgage Refinancing</a> Blog.</p></p>

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</ol>]]></description>
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		</item>
		<item>
		<title>Mortgage Refinance Tips Save You Thousands of Dollars</title>
		<link>http://www.refiadvisor.com/pblog/how-to/mortgage-refinance-tips-save-you-thousands-of-dollars/</link>
		<comments>http://www.refiadvisor.com/pblog/how-to/mortgage-refinance-tips-save-you-thousands-of-dollars/#comments</comments>
		<pubDate>Sat, 09 Jul 2011 15:06:38 +0000</pubDate>
		<dc:creator>Robert Regehr</dc:creator>
				<category><![CDATA[How To]]></category>
		<category><![CDATA[home mortgage refinance]]></category>
		<category><![CDATA[mortgage rate refinance]]></category>
		<category><![CDATA[Mortgage Rates]]></category>
		<category><![CDATA[mortgage refinance]]></category>
		<category><![CDATA[refinance calculator mortgage]]></category>
		<category><![CDATA[refinance home]]></category>
		<category><![CDATA[refinance rates]]></category>

		<guid isPermaLink="false">http://www.refiadvisor.com/pblog/?p=5484</guid>
		<description><![CDATA[Here are several of my best tips before you refi to save you thousands of dollars from unnecessary fees on your next mortgage refinance.<p><p><a href="http://www.refiadvisor.com/pblog/how-to/mortgage-refinance-tips-save-you-thousands-of-dollars/">Mortgage Refinance Tips Save You Thousands of Dollars</a> is a post from Robert Regehr's <a href="http://www.refiadvisor.com/pblog">Mortgage Refinancing</a> Blog.</p></p>

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		</item>
		<item>
		<title>Quickly Compare Mortgage Refinance Rates</title>
		<link>http://www.refiadvisor.com/pblog/how-to/compare-mortgage-refinance-rates-2/</link>
		<comments>http://www.refiadvisor.com/pblog/how-to/compare-mortgage-refinance-rates-2/#comments</comments>
		<pubDate>Sat, 25 Jun 2011 15:25:02 +0000</pubDate>
		<dc:creator>Robert Regehr</dc:creator>
				<category><![CDATA[How To]]></category>
		<category><![CDATA[compare mortgage rates]]></category>
		<category><![CDATA[google mortgage rates]]></category>
		<category><![CDATA[mortgage interest rates]]></category>
		<category><![CDATA[refinance mortgage rates]]></category>

		<guid isPermaLink="false">http://www.refiadvisor.com/pblog/?p=5386</guid>
		<description><![CDATA[Here are several of my best tips to help you compare mortgage refinance rates without falling for lender junk fees and hidden markup.<p><p><a href="http://www.refiadvisor.com/pblog/how-to/compare-mortgage-refinance-rates-2/">Quickly Compare Mortgage Refinance Rates</a> is a post from Robert Regehr's <a href="http://www.refiadvisor.com/pblog">Mortgage Refinancing</a> Blog.</p></p>

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</ol>]]></description>
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		<title>Where Can I Get The Best Mortgage Refinance?</title>
		<link>http://www.refiadvisor.com/pblog/how-to/where-can-i-get-the-best-mortgage-refinance/</link>
		<comments>http://www.refiadvisor.com/pblog/how-to/where-can-i-get-the-best-mortgage-refinance/#comments</comments>
		<pubDate>Sat, 11 Jun 2011 15:44:36 +0000</pubDate>
		<dc:creator>Robert Regehr</dc:creator>
				<category><![CDATA[How To]]></category>
		<category><![CDATA[best mortgage refinance rate]]></category>
		<category><![CDATA[best mortgage refinancing]]></category>
		<category><![CDATA[best mortgage refinancing company]]></category>
		<category><![CDATA[Mortgage Good Faith Estimate]]></category>
		<category><![CDATA[mortgage refinance]]></category>
		<category><![CDATA[the best mortgage]]></category>
		<category><![CDATA[yield spread premium]]></category>

		<guid isPermaLink="false">http://www.refiadvisor.com/pblog/?p=5003</guid>
		<description><![CDATA[If you want the best mortgage refinance for your next home loan there are several thing you need to know about banks and brokers to avoid overpaying.<p><p><a href="http://www.refiadvisor.com/pblog/how-to/where-can-i-get-the-best-mortgage-refinance/">Where Can I Get The Best Mortgage Refinance?</a> is a post from Robert Regehr's <a href="http://www.refiadvisor.com/pblog">Mortgage Refinancing</a> Blog.</p></p>

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</ol>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Finding Mortgage Refinance Rates Without Paying Junk Fees</title>
		<link>http://www.refiadvisor.com/pblog/how-to/finding-mortgage-refinance-rates-without-paying-junk-fees/</link>
		<comments>http://www.refiadvisor.com/pblog/how-to/finding-mortgage-refinance-rates-without-paying-junk-fees/#comments</comments>
		<pubDate>Sat, 04 Jun 2011 19:46:37 +0000</pubDate>
		<dc:creator>Robert Regehr</dc:creator>
				<category><![CDATA[How To]]></category>
		<category><![CDATA[best mortgage refinance rate]]></category>
		<category><![CDATA[jumbo mortgage]]></category>
		<category><![CDATA[loan origination]]></category>
		<category><![CDATA[lowest mortgage refinance rate]]></category>
		<category><![CDATA[mortgage origination fee]]></category>
		<category><![CDATA[Mortgage Rates]]></category>
		<category><![CDATA[mortgage refinance]]></category>
		<category><![CDATA[mortgage refinance fees]]></category>
		<category><![CDATA[mortgage refinance rates]]></category>
		<category><![CDATA[origination fee]]></category>
		<category><![CDATA[refinance rates]]></category>
		<category><![CDATA[yield spread premium]]></category>

		<guid isPermaLink="false">http://www.refiadvisor.com/pblog/?p=4944</guid>
		<description><![CDATA[It's no secret that mortgage refinance rates are at their lowest in nearly fifty years; however, if you want a good deal you still need to avoid fees.<p><p><a href="http://www.refiadvisor.com/pblog/how-to/finding-mortgage-refinance-rates-without-paying-junk-fees/">Finding Mortgage Refinance Rates Without Paying Junk Fees</a> is a post from Robert Regehr's <a href="http://www.refiadvisor.com/pblog">Mortgage Refinancing</a> Blog.</p></p>

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</ol>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Common Mortgage Mistakes That Cost You Thousands of Dollars</title>
		<link>http://www.refiadvisor.com/pblog/how-to/common-mortgage-mistakes-cost-you-thousands/</link>
		<comments>http://www.refiadvisor.com/pblog/how-to/common-mortgage-mistakes-cost-you-thousands/#comments</comments>
		<pubDate>Sat, 14 May 2011 15:29:53 +0000</pubDate>
		<dc:creator>Robert Regehr</dc:creator>
				<category><![CDATA[How To]]></category>
		<category><![CDATA[common mortgage mistakes]]></category>
		<category><![CDATA[home loans]]></category>
		<category><![CDATA[loan modification]]></category>
		<category><![CDATA[loan origination]]></category>
		<category><![CDATA[mortgage basics]]></category>
		<category><![CDATA[Mortgage Broker Pitfalls]]></category>
		<category><![CDATA[mortgage loan]]></category>
		<category><![CDATA[mortgage loans]]></category>
		<category><![CDATA[mortgage mistake]]></category>
		<category><![CDATA[Mortgage Rates]]></category>
		<category><![CDATA[mortgage refi]]></category>
		<category><![CDATA[mortgage refinance]]></category>
		<category><![CDATA[Mortgage Refinancing]]></category>
		<category><![CDATA[personal finance]]></category>
		<category><![CDATA[yield spread premium]]></category>

		<guid isPermaLink="false">http://www.refiadvisor.com/pblog/?p=4683</guid>
		<description><![CDATA[These common mortgage mistakes cost homeowners thousands of dollars every year; here's how to avoid making them on your next mortgage refi.<p><p><a href="http://www.refiadvisor.com/pblog/how-to/common-mortgage-mistakes-cost-you-thousands/">Common Mortgage Mistakes That Cost You Thousands of Dollars</a> is a post from Robert Regehr's <a href="http://www.refiadvisor.com/pblog">Mortgage Refinancing</a> Blog.</p></p>

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</ol>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The Ultimate Guide to Getting the Best Refinance Rates &#8211; Part I</title>
		<link>http://www.refiadvisor.com/pblog/how-to/best-refinance-rates-ultimate-guide/</link>
		<comments>http://www.refiadvisor.com/pblog/how-to/best-refinance-rates-ultimate-guide/#comments</comments>
		<pubDate>Wed, 04 May 2011 17:14:39 +0000</pubDate>
		<dc:creator>Robert Regehr</dc:creator>
				<category><![CDATA[How To]]></category>
		<category><![CDATA[best refinance rates]]></category>
		<category><![CDATA[best refinancing rates]]></category>
		<category><![CDATA[loan origination fee]]></category>
		<category><![CDATA[Mortgage Broker Pitfalls]]></category>
		<category><![CDATA[Mortgage Good Faith Estimate]]></category>
		<category><![CDATA[Mortgage Rates]]></category>
		<category><![CDATA[mortgage refi]]></category>
		<category><![CDATA[origination fee]]></category>
		<category><![CDATA[refinance mortgage]]></category>
		<category><![CDATA[yield spread premium]]></category>

		<guid isPermaLink="false">http://www.refiadvisor.com/pblog/?p=4543</guid>
		<description><![CDATA[Want the best refinance rates without junk fees for your next home loan? Here are several of my best tips before you refi to save you thousands.<p><p><a href="http://www.refiadvisor.com/pblog/how-to/best-refinance-rates-ultimate-guide/">The Ultimate Guide to Getting the Best Refinance Rates &#8211; Part I</a> is a post from Robert Regehr's <a href="http://www.refiadvisor.com/pblog">Mortgage Refinancing</a> Blog.</p></p>

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</ol>]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Mortgage Refinance Rates Without Overpaying Fees</title>
		<link>http://www.refiadvisor.com/pblog/how-to/mortgage-refinance-rates-without-overpaying-fees/</link>
		<comments>http://www.refiadvisor.com/pblog/how-to/mortgage-refinance-rates-without-overpaying-fees/#comments</comments>
		<pubDate>Sat, 30 Apr 2011 15:18:32 +0000</pubDate>
		<dc:creator>Robert Regehr</dc:creator>
				<category><![CDATA[How To]]></category>
		<category><![CDATA[best mortgage refinance rate]]></category>
		<category><![CDATA[broker fee]]></category>
		<category><![CDATA[lowest mortgage refinance rate]]></category>
		<category><![CDATA[Mortgage Broker Pitfalls]]></category>
		<category><![CDATA[mortgage refinance]]></category>
		<category><![CDATA[mortgage refinance rates]]></category>
		<category><![CDATA[refinance rates]]></category>
		<category><![CDATA[yield spread]]></category>
		<category><![CDATA[yield spread premium]]></category>

		<guid isPermaLink="false">http://www.refiadvisor.com/pblog/?p=4498</guid>
		<description><![CDATA[If you want the lowest mortgage refinance rates without paying junk fees you need to know about new laws protecting homeowners to avoid overpaying. <p><p><a href="http://www.refiadvisor.com/pblog/how-to/mortgage-refinance-rates-without-overpaying-fees/">Mortgage Refinance Rates Without Overpaying Fees</a> is a post from Robert Regehr's <a href="http://www.refiadvisor.com/pblog">Mortgage Refinancing</a> Blog.</p></p>

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</ol>]]></description>
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		</item>
		<item>
		<title>Mortgage Refinancing With Wholesale Rates Will Save You Thousands</title>
		<link>http://www.refiadvisor.com/pblog/how-to/mortgage-refinancing-with-wholesale-rates-will-save-you-thousands/</link>
		<comments>http://www.refiadvisor.com/pblog/how-to/mortgage-refinancing-with-wholesale-rates-will-save-you-thousands/#comments</comments>
		<pubDate>Sat, 26 Mar 2011 20:40:18 +0000</pubDate>
		<dc:creator>Robert Regehr</dc:creator>
				<category><![CDATA[How To]]></category>
		<category><![CDATA[best mortgage refinancing]]></category>
		<category><![CDATA[Fixed Rate Mortgage]]></category>
		<category><![CDATA[loan origination]]></category>
		<category><![CDATA[Mortgage Broker Pitfalls]]></category>
		<category><![CDATA[mortgage loan]]></category>
		<category><![CDATA[Mortgage Rates]]></category>
		<category><![CDATA[mortgage refinance]]></category>
		<category><![CDATA[Mortgage Refinancing]]></category>
		<category><![CDATA[refinancing your home]]></category>
		<category><![CDATA[wholesale mortgage rates]]></category>
		<category><![CDATA[yield spread premium]]></category>

		<guid isPermaLink="false">http://www.refiadvisor.com/pblog/?p=4419</guid>
		<description><![CDATA[Mortgage Refinancing with wholesale rates can save you thousands of dollars once you know how to get them; here's several tips to get you started.<p><p><a href="http://www.refiadvisor.com/pblog/how-to/mortgage-refinancing-with-wholesale-rates-will-save-you-thousands/">Mortgage Refinancing With Wholesale Rates Will Save You Thousands</a> is a post from Robert Regehr's <a href="http://www.refiadvisor.com/pblog">Mortgage Refinancing</a> Blog.</p></p>

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</ol>]]></description>
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		</item>
		<item>
		<title>Current Mortgage Interest Rate Without Hidden Markup</title>
		<link>http://www.refiadvisor.com/pblog/how-to/current-mortgage-interest-rate-without-hidden-markup/</link>
		<comments>http://www.refiadvisor.com/pblog/how-to/current-mortgage-interest-rate-without-hidden-markup/#comments</comments>
		<pubDate>Mon, 07 Mar 2011 04:07:04 +0000</pubDate>
		<dc:creator>Robert Regehr</dc:creator>
				<category><![CDATA[How To]]></category>
		<category><![CDATA[current mortgage interest rate]]></category>
		<category><![CDATA[Mortgage Broker Pitfalls]]></category>
		<category><![CDATA[mortgage interest rates]]></category>
		<category><![CDATA[mortgage lenders]]></category>
		<category><![CDATA[mortgage quotes]]></category>
		<category><![CDATA[mortgage refinance]]></category>
		<category><![CDATA[negative amortization]]></category>
		<category><![CDATA[yield spread]]></category>
		<category><![CDATA[yield spread premium]]></category>

		<guid isPermaLink="false">http://www.refiadvisor.com/pblog/?p=4396</guid>
		<description><![CDATA[Here’s my no BS technique for getting the lowest current mortgage interest rate without hidden markup or junk fees.<p><p><a href="http://www.refiadvisor.com/pblog/how-to/current-mortgage-interest-rate-without-hidden-markup/">Current Mortgage Interest Rate Without Hidden Markup</a> is a post from Robert Regehr's <a href="http://www.refiadvisor.com/pblog">Mortgage Refinancing</a> Blog.</p></p>

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</ol>]]></description>
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		</item>
		<item>
		<title>Refinance My Mortgage Without Overpaying</title>
		<link>http://www.refiadvisor.com/pblog/how-to/refinance-my-mortgage-without-overpaying/</link>
		<comments>http://www.refiadvisor.com/pblog/how-to/refinance-my-mortgage-without-overpaying/#comments</comments>
		<pubDate>Sat, 26 Feb 2011 17:00:57 +0000</pubDate>
		<dc:creator>Robert Regehr</dc:creator>
				<category><![CDATA[How To]]></category>
		<category><![CDATA[loan origination fee]]></category>
		<category><![CDATA[mortgage origination fee]]></category>
		<category><![CDATA[Mortgage Refinancing]]></category>
		<category><![CDATA[origination charge]]></category>
		<category><![CDATA[refinance my mortgage]]></category>
		<category><![CDATA[wholesale mortgage]]></category>
		<category><![CDATA[yield spread premium]]></category>

		<guid isPermaLink="false">http://www.refiadvisor.com/pblog/?p=4392</guid>
		<description><![CDATA[I'm looking to refinance my mortgage without hidden markup or junk fees and I'm not willing to pay more than one percent for the loan origination fee.<p><p><a href="http://www.refiadvisor.com/pblog/how-to/refinance-my-mortgage-without-overpaying/">Refinance My Mortgage Without Overpaying</a> is a post from Robert Regehr's <a href="http://www.refiadvisor.com/pblog">Mortgage Refinancing</a> Blog.</p></p>

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		<title>Choosing The Best Refinance Companies When Mortgage Refinancing</title>
		<link>http://www.refiadvisor.com/pblog/how-to/choosing-the-best-refinance-companies-when-mortgage-refinancing/</link>
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		<pubDate>Tue, 15 Feb 2011 20:33:06 +0000</pubDate>
		<dc:creator>Robert Regehr</dc:creator>
				<category><![CDATA[How To]]></category>
		<category><![CDATA[loan origination]]></category>
		<category><![CDATA[loan origination fee]]></category>
		<category><![CDATA[Mortgage Broker Pitfalls]]></category>
		<category><![CDATA[mortgage loan]]></category>
		<category><![CDATA[mortgage refinance]]></category>
		<category><![CDATA[Mortgage Refinancing]]></category>
		<category><![CDATA[yield spread]]></category>
		<category><![CDATA[yield spread premium]]></category>

		<guid isPermaLink="false">http://www.refiadvisor.com/pblog/?p=4351</guid>
		<description><![CDATA[Mortgage Refinancing can save you thousands of dollars if you avoid these junk fees and hidden markup of your new home loan.<p><p><a href="http://www.refiadvisor.com/pblog/how-to/choosing-the-best-refinance-companies-when-mortgage-refinancing/">Choosing The Best Refinance Companies When Mortgage Refinancing</a> is a post from Robert Regehr's <a href="http://www.refiadvisor.com/pblog">Mortgage Refinancing</a> Blog.</p></p>

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<li><a href='http://www.refiadvisor.com/pblog/tips-before-refi/who-are-the-best-refinance-companies-for-your-next-home-loan/' rel='bookmark' title='Who Are The Best Refinance Companies For Your Next Mortgage?'>Who Are The Best Refinance Companies For Your Next Mortgage?</a></li>
<li><a href='http://www.refiadvisor.com/pblog/mortgage-advice/best-refinance-companies/' rel='bookmark' title='Best Refinance Companies'>Best Refinance Companies</a></li>
<li><a href='http://www.refiadvisor.com/pblog/tips-before-refi/who-are-the-best-mortgage-companies-for-your-next-home-loan/' rel='bookmark' title='Who Are The Best Mortgage Companies For Your Next Home Loan?'>Who Are The Best Mortgage Companies For Your Next Home Loan?</a></li>
<li><a href='http://www.refiadvisor.com/pblog/how-to/mortgage-refinancing-with-wholesale-rates-will-save-you-thousands/' rel='bookmark' title='Mortgage Refinancing With Wholesale Rates Will Save You Thousands'>Mortgage Refinancing With Wholesale Rates Will Save You Thousands</a></li>
<li><a href='http://www.refiadvisor.com/pblog/how-to/mortgage-refinancing-advice-you-need-today/' rel='bookmark' title='Mortgage Refinancing Advice You Need Today'>Mortgage Refinancing Advice You Need Today</a></li>
</ol>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Mortgage Refinancing When Interest Rates Are Rising</title>
		<link>http://www.refiadvisor.com/pblog/how-to/mortgage-refinancing-when-interest-rates-are-rising/</link>
		<comments>http://www.refiadvisor.com/pblog/how-to/mortgage-refinancing-when-interest-rates-are-rising/#comments</comments>
		<pubDate>Fri, 11 Feb 2011 02:52:32 +0000</pubDate>
		<dc:creator>Robert Regehr</dc:creator>
				<category><![CDATA[How To]]></category>
		<category><![CDATA[best mortgage refinancing]]></category>
		<category><![CDATA[loan origination fee]]></category>
		<category><![CDATA[mortgage junk fees]]></category>
		<category><![CDATA[mortgage refinance rates]]></category>
		<category><![CDATA[rising mortgage rate]]></category>
		<category><![CDATA[wholesale mortgage rates]]></category>
		<category><![CDATA[yield spread premium]]></category>

		<guid isPermaLink="false">http://www.refiadvisor.com/pblog/?p=4318</guid>
		<description><![CDATA[Considering mortgage refinancing but worried rising interest rates mean you've missed the opportunity?<p><p><a href="http://www.refiadvisor.com/pblog/how-to/mortgage-refinancing-when-interest-rates-are-rising/">Mortgage Refinancing When Interest Rates Are Rising</a> is a post from Robert Regehr's <a href="http://www.refiadvisor.com/pblog">Mortgage Refinancing</a> Blog.</p></p>

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<li><a href='http://www.refiadvisor.com/pblog/mortgage-news/analysts-predict-rising-mortgage-refinancing-rates/' rel='bookmark' title='Analysts Predict Rising Mortgage Refinancing Rates'>Analysts Predict Rising Mortgage Refinancing Rates</a></li>
<li><a href='http://www.refiadvisor.com/pblog/how-to/mortgage-refinancing-with-wholesale-rates-will-save-you-thousands/' rel='bookmark' title='Mortgage Refinancing With Wholesale Rates Will Save You Thousands'>Mortgage Refinancing With Wholesale Rates Will Save You Thousands</a></li>
<li><a href='http://www.refiadvisor.com/pblog/how-to/mortgage-refinancing-tips-you-need-now/' rel='bookmark' title='Mortgage Refinancing Tips You Need Now'>Mortgage Refinancing Tips You Need Now</a></li>
<li><a href='http://www.refiadvisor.com/pblog/interest-rates/rising-rates-and-financial-hot-water/' rel='bookmark' title='Rising Rates and Financial Hot Water'>Rising Rates and Financial Hot Water</a></li>
<li><a href='http://www.refiadvisor.com/pblog/mortgage-news/refinance-mortgage-rates-rising-soon/' rel='bookmark' title='Refinance Mortgage Rates Rising Soon'>Refinance Mortgage Rates Rising Soon</a></li>
</ol>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Should I Refinance My Mortgage?</title>
		<link>http://www.refiadvisor.com/pblog/how-to/should-i-refinance-my-mortgage-4/</link>
		<comments>http://www.refiadvisor.com/pblog/how-to/should-i-refinance-my-mortgage-4/#comments</comments>
		<pubDate>Thu, 03 Feb 2011 18:41:17 +0000</pubDate>
		<dc:creator>Robert Regehr</dc:creator>
				<category><![CDATA[How To]]></category>
		<category><![CDATA[financial advisor]]></category>
		<category><![CDATA[home loans]]></category>
		<category><![CDATA[loan origination]]></category>
		<category><![CDATA[loan origination fee]]></category>
		<category><![CDATA[Mortgage Refinancing]]></category>
		<category><![CDATA[refinance my mortgage]]></category>
		<category><![CDATA[refinancing your home loan]]></category>
		<category><![CDATA[Should I Refinance]]></category>
		<category><![CDATA[yield spread premium]]></category>

		<guid isPermaLink="false">http://www.refiadvisor.com/pblog/?p=4315</guid>
		<description><![CDATA[Are you looking to answer the question Should I Refinance My Mortgage? Here’s an objective answered tailored to your individual situation.<p><p><a href="http://www.refiadvisor.com/pblog/how-to/should-i-refinance-my-mortgage-4/">Should I Refinance My Mortgage?</a> is a post from Robert Regehr's <a href="http://www.refiadvisor.com/pblog">Mortgage Refinancing</a> Blog.</p></p>

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<li><a href='http://www.refiadvisor.com/pblog/how-to/choosing-the-best-refinance-companies-when-mortgage-refinancing/' rel='bookmark' title='Choosing The Best Refinance Companies When Mortgage Refinancing'>Choosing The Best Refinance Companies When Mortgage Refinancing</a></li>
<li><a href='http://www.refiadvisor.com/pblog/how-to/common-mortgage-mistakes-cost-you-thousands/' rel='bookmark' title='Common Mortgage Mistakes That Cost You Thousands of Dollars'>Common Mortgage Mistakes That Cost You Thousands of Dollars</a></li>
</ol>]]></description>
		<wfw:commentRss>http://www.refiadvisor.com/pblog/how-to/should-i-refinance-my-mortgage-4/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Mortgage Refinancing Advice You Need Today</title>
		<link>http://www.refiadvisor.com/pblog/how-to/mortgage-refinancing-advice-you-need-today/</link>
		<comments>http://www.refiadvisor.com/pblog/how-to/mortgage-refinancing-advice-you-need-today/#comments</comments>
		<pubDate>Sat, 15 Jan 2011 19:39:33 +0000</pubDate>
		<dc:creator>Robert Regehr</dc:creator>
				<category><![CDATA[How To]]></category>
		<category><![CDATA[loan origination]]></category>
		<category><![CDATA[mortgage acceleration]]></category>
		<category><![CDATA[Mortgage Broker Pitfalls]]></category>
		<category><![CDATA[mortgage loan]]></category>
		<category><![CDATA[Mortgage Rates]]></category>
		<category><![CDATA[mortgage refinance]]></category>
		<category><![CDATA[Mortgage Refinancing]]></category>
		<category><![CDATA[Mortgage Refinancing Advice]]></category>
		<category><![CDATA[yield spread premium]]></category>

		<guid isPermaLink="false">http://www.refiadvisor.com/pblog/?p=4238</guid>
		<description><![CDATA[Mortgage refinancing can save you thousands of dollars if you avoid falling victim to fat cat brokers with hidden markup and junk fees.<p><p><a href="http://www.refiadvisor.com/pblog/how-to/mortgage-refinancing-advice-you-need-today/">Mortgage Refinancing Advice You Need Today</a> is a post from Robert Regehr's <a href="http://www.refiadvisor.com/pblog">Mortgage Refinancing</a> Blog.</p></p>

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</ol>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Mortgage Refinancing Tips You Need Now</title>
		<link>http://www.refiadvisor.com/pblog/how-to/mortgage-refinancing-tips-you-need-now/</link>
		<comments>http://www.refiadvisor.com/pblog/how-to/mortgage-refinancing-tips-you-need-now/#comments</comments>
		<pubDate>Sat, 04 Dec 2010 20:40:47 +0000</pubDate>
		<dc:creator>Robert Regehr</dc:creator>
				<category><![CDATA[How To]]></category>
		<category><![CDATA[best mortgage refinancing]]></category>
		<category><![CDATA[Mortgage Good Faith Estimate]]></category>
		<category><![CDATA[mortgage refinance quote]]></category>
		<category><![CDATA[mortgage refinance rates]]></category>
		<category><![CDATA[mortgage refinancing tips]]></category>
		<category><![CDATA[wholesale mortgage rates]]></category>
		<category><![CDATA[yield spread premium]]></category>

		<guid isPermaLink="false">http://www.refiadvisor.com/pblog/?p=4186</guid>
		<description><![CDATA[Fact: Mortgage refinancing can save you thousands of dollars every year once you avoid hidden markup and lender junk fees.<p><p><a href="http://www.refiadvisor.com/pblog/how-to/mortgage-refinancing-tips-you-need-now/">Mortgage Refinancing Tips You Need Now</a> is a post from Robert Regehr's <a href="http://www.refiadvisor.com/pblog">Mortgage Refinancing</a> Blog.</p></p>

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</ol>]]></description>
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		<slash:comments>5</slash:comments>
		</item>
		<item>
		<title>No Origination Fee Mortgage</title>
		<link>http://www.refiadvisor.com/pblog/how-to/no-origination-fee-mortgage/</link>
		<comments>http://www.refiadvisor.com/pblog/how-to/no-origination-fee-mortgage/#comments</comments>
		<pubDate>Thu, 11 Nov 2010 17:00:54 +0000</pubDate>
		<dc:creator>Robert Regehr</dc:creator>
				<category><![CDATA[How To]]></category>
		<category><![CDATA[Mortgage Broker Pitfalls]]></category>
		<category><![CDATA[mortgage loan]]></category>
		<category><![CDATA[Mortgage Rates]]></category>
		<category><![CDATA[origination fee]]></category>
		<category><![CDATA[origination fee mortgage]]></category>
		<category><![CDATA[refi home loan]]></category>
		<category><![CDATA[yield spread premium]]></category>

		<guid isPermaLink="false">http://www.refiadvisor.com/pblog/?p=4130</guid>
		<description><![CDATA[Think a no origination fee mortgage will save you money? Here are several tips that’ll save you an avalanche of cash on your next home loan.<p><p><a href="http://www.refiadvisor.com/pblog/how-to/no-origination-fee-mortgage/">No Origination Fee Mortgage</a> is a post from Robert Regehr's <a href="http://www.refiadvisor.com/pblog">Mortgage Refinancing</a> Blog.</p></p>

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</ol>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Lowest Mortgage Refinance Rates</title>
		<link>http://www.refiadvisor.com/pblog/how-to/lowest-mortgage-refinance-rates/</link>
		<comments>http://www.refiadvisor.com/pblog/how-to/lowest-mortgage-refinance-rates/#comments</comments>
		<pubDate>Sun, 31 Oct 2010 21:28:20 +0000</pubDate>
		<dc:creator>Robert Regehr</dc:creator>
				<category><![CDATA[How To]]></category>
		<category><![CDATA[loan origination fee]]></category>
		<category><![CDATA[lowest mortgage refinance rate]]></category>
		<category><![CDATA[lowest mortgage refinance rates]]></category>
		<category><![CDATA[Mortgage Broker Pitfalls]]></category>
		<category><![CDATA[mortgage interest rates]]></category>
		<category><![CDATA[yield spread premium]]></category>

		<guid isPermaLink="false">http://www.refiadvisor.com/pblog/?p=4098</guid>
		<description><![CDATA[Want the lowest mortgage refinance rates without hidden markup or junk fees? Here’s what you need to know to avoid overpaying for your next home loan.<p><p><a href="http://www.refiadvisor.com/pblog/how-to/lowest-mortgage-refinance-rates/">Lowest Mortgage Refinance Rates</a> is a post from Robert Regehr's <a href="http://www.refiadvisor.com/pblog">Mortgage Refinancing</a> Blog.</p></p>

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</ol>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Using a Mortgage Rate Chart to Get the Best Deal</title>
		<link>http://www.refiadvisor.com/pblog/how-to/using-a-mortgage-rate-chart-to-get-the-best-deal/</link>
		<comments>http://www.refiadvisor.com/pblog/how-to/using-a-mortgage-rate-chart-to-get-the-best-deal/#comments</comments>
		<pubDate>Mon, 18 Oct 2010 01:03:43 +0000</pubDate>
		<dc:creator>Robert Regehr</dc:creator>
				<category><![CDATA[How To]]></category>
		<category><![CDATA[loan origination fee]]></category>
		<category><![CDATA[Mortgage Broker Pitfalls]]></category>
		<category><![CDATA[mortgage rate chart]]></category>
		<category><![CDATA[par mortgage rate]]></category>
		<category><![CDATA[refi house]]></category>
		<category><![CDATA[yield spread premium]]></category>

		<guid isPermaLink="false">http://www.refiadvisor.com/pblog/?p=3746</guid>
		<description><![CDATA[Can using a mortgage rate chart help you get a home loan that does not include hidden markup or junk fees? <p><p><a href="http://www.refiadvisor.com/pblog/how-to/using-a-mortgage-rate-chart-to-get-the-best-deal/">Using a Mortgage Rate Chart to Get the Best Deal</a> is a post from Robert Regehr's <a href="http://www.refiadvisor.com/pblog">Mortgage Refinancing</a> Blog.</p></p>

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</ol>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Current Mortgage Interest Rate Advice</title>
		<link>http://www.refiadvisor.com/pblog/how-to/current-mortgage-interest-rate-advice/</link>
		<comments>http://www.refiadvisor.com/pblog/how-to/current-mortgage-interest-rate-advice/#comments</comments>
		<pubDate>Wed, 13 Oct 2010 12:00:22 +0000</pubDate>
		<dc:creator>Robert Regehr</dc:creator>
				<category><![CDATA[How To]]></category>
		<category><![CDATA[california mortgage loans]]></category>
		<category><![CDATA[current mortgage interest rate]]></category>
		<category><![CDATA[home mortgage loans]]></category>
		<category><![CDATA[Mortgage Broker Pitfalls]]></category>
		<category><![CDATA[yield spread premium]]></category>

		<guid isPermaLink="false">http://www.refiadvisor.com/pblog/?p=3732</guid>
		<description><![CDATA[How you can get the lowest possible current mortgage interest rate without hidden markup or junk fees.<p><p><a href="http://www.refiadvisor.com/pblog/how-to/current-mortgage-interest-rate-advice/">Current Mortgage Interest Rate Advice</a> is a post from Robert Regehr's <a href="http://www.refiadvisor.com/pblog">Mortgage Refinancing</a> Blog.</p></p>

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</ol>]]></description>
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		</item>
		<item>
		<title>Mortgage Refi Calculator Tips</title>
		<link>http://www.refiadvisor.com/pblog/how-to/mortgage-refi-calculator-tips/</link>
		<comments>http://www.refiadvisor.com/pblog/how-to/mortgage-refi-calculator-tips/#comments</comments>
		<pubDate>Tue, 05 Oct 2010 13:59:13 +0000</pubDate>
		<dc:creator>Robert Regehr</dc:creator>
				<category><![CDATA[How To]]></category>
		<category><![CDATA[Mortgage Broker Pitfalls]]></category>
		<category><![CDATA[mortgage loan]]></category>
		<category><![CDATA[Mortgage Rates]]></category>
		<category><![CDATA[mortgage refi]]></category>
		<category><![CDATA[mortgage refi calculator]]></category>
		<category><![CDATA[refi calculator]]></category>
		<category><![CDATA[refi house]]></category>
		<category><![CDATA[refinancing your home]]></category>
		<category><![CDATA[yield spread premium]]></category>

		<guid isPermaLink="false">http://www.refiadvisor.com/pblog/?p=3693</guid>
		<description><![CDATA[Here’s how using a basic mortgage refi calculator can help you avoid unnecessary markup and junk fees on your next home loan. <p><p><a href="http://www.refiadvisor.com/pblog/how-to/mortgage-refi-calculator-tips/">Mortgage Refi Calculator Tips</a> is a post from Robert Regehr's <a href="http://www.refiadvisor.com/pblog">Mortgage Refinancing</a> Blog.</p></p>

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<li><a href='http://www.refiadvisor.com/pblog/mortgage-help/refi-rates-without-paying-junk-fees/' rel='bookmark' title='Refi Rates Without Paying Junk Fees'>Refi Rates Without Paying Junk Fees</a></li>
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<li><a href='http://www.refiadvisor.com/pblog/how-to/best-refi-rates-for-your-next-home-loan/' rel='bookmark' title='Best Refi Rates For Your Next Home Loan'>Best Refi Rates For Your Next Home Loan</a></li>
</ol>]]></description>
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		</item>
		<item>
		<title>Best Refi Rates For Your Next Home Loan</title>
		<link>http://www.refiadvisor.com/pblog/how-to/best-refi-rates-for-your-next-home-loan/</link>
		<comments>http://www.refiadvisor.com/pblog/how-to/best-refi-rates-for-your-next-home-loan/#comments</comments>
		<pubDate>Wed, 29 Sep 2010 12:02:38 +0000</pubDate>
		<dc:creator>Robert Regehr</dc:creator>
				<category><![CDATA[How To]]></category>
		<category><![CDATA[best refi rate]]></category>
		<category><![CDATA[home loans]]></category>
		<category><![CDATA[mortgage rate quote]]></category>
		<category><![CDATA[Mortgage Rates]]></category>
		<category><![CDATA[refi house]]></category>
		<category><![CDATA[refi rates]]></category>

		<guid isPermaLink="false">http://www.refiadvisor.com/pblog/?p=3669</guid>
		<description><![CDATA[How you can get the best refi rates without paying hidden markup or junk fees on your next home mortgage loan.<p><p><a href="http://www.refiadvisor.com/pblog/how-to/best-refi-rates-for-your-next-home-loan/">Best Refi Rates For Your Next Home Loan</a> is a post from Robert Regehr's <a href="http://www.refiadvisor.com/pblog">Mortgage Refinancing</a> Blog.</p></p>

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</ol>]]></description>
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		</item>
		<item>
		<title>Bank Refi Pitfalls to Avoid</title>
		<link>http://www.refiadvisor.com/pblog/how-to/bank-refi-pitfalls-to-avoid/</link>
		<comments>http://www.refiadvisor.com/pblog/how-to/bank-refi-pitfalls-to-avoid/#comments</comments>
		<pubDate>Sun, 19 Sep 2010 17:22:56 +0000</pubDate>
		<dc:creator>Robert Regehr</dc:creator>
				<category><![CDATA[How To]]></category>
		<category><![CDATA[bank refi]]></category>
		<category><![CDATA[home loans]]></category>
		<category><![CDATA[mortgage brokers]]></category>
		<category><![CDATA[mortgage lenders]]></category>
		<category><![CDATA[Mortgage Rates]]></category>
		<category><![CDATA[predatory lending]]></category>
		<category><![CDATA[Service-Release-Premium]]></category>
		<category><![CDATA[yield spread premium]]></category>

		<guid isPermaLink="false">http://www.refiadvisor.com/pblog/?p=3562</guid>
		<description><![CDATA[Considering a bank refi? What you don’t know about your bank could cost you thousands of dollars; here’s what you need to avoid an expensive mistake.<p><p><a href="http://www.refiadvisor.com/pblog/how-to/bank-refi-pitfalls-to-avoid/">Bank Refi Pitfalls to Avoid</a> is a post from Robert Regehr's <a href="http://www.refiadvisor.com/pblog">Mortgage Refinancing</a> Blog.</p></p>

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</ol>]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Expert Home Loan Refinance Advice</title>
		<link>http://www.refiadvisor.com/pblog/how-to/expert-home-loan-refinance-advice/</link>
		<comments>http://www.refiadvisor.com/pblog/how-to/expert-home-loan-refinance-advice/#comments</comments>
		<pubDate>Sun, 29 Aug 2010 20:56:40 +0000</pubDate>
		<dc:creator>Robert Regehr</dc:creator>
				<category><![CDATA[How To]]></category>
		<category><![CDATA[best home loan refinance]]></category>
		<category><![CDATA[home loan refinance rates]]></category>
		<category><![CDATA[home loan refinancing]]></category>
		<category><![CDATA[loans refinancing]]></category>
		<category><![CDATA[Lower Mortgage Rates]]></category>
		<category><![CDATA[Mortgage Rates]]></category>

		<guid isPermaLink="false">http://www.refiadvisor.com/pblog/?p=3367</guid>
		<description><![CDATA[Want wholesale rates without junk fees for your next home loan refinance? Here’s what you need to keep more cash in your pocket at closing.<p><p><a href="http://www.refiadvisor.com/pblog/how-to/expert-home-loan-refinance-advice/">Expert Home Loan Refinance Advice</a> is a post from Robert Regehr's <a href="http://www.refiadvisor.com/pblog">Mortgage Refinancing</a> Blog.</p></p>

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</ol>]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>FHA Mortgage Refinancing</title>
		<link>http://www.refiadvisor.com/pblog/how-to/fha-mortgage-refinancing-2/</link>
		<comments>http://www.refiadvisor.com/pblog/how-to/fha-mortgage-refinancing-2/#comments</comments>
		<pubDate>Thu, 19 Aug 2010 21:03:58 +0000</pubDate>
		<dc:creator>Robert Regehr</dc:creator>
				<category><![CDATA[How To]]></category>
		<category><![CDATA[fha home loans]]></category>
		<category><![CDATA[fha mortgage loans]]></category>
		<category><![CDATA[fha mortgage refinance]]></category>
		<category><![CDATA[Mortgage Rates]]></category>
		<category><![CDATA[Private Mortgage Insurance]]></category>

		<guid isPermaLink="false">http://www.refiadvisor.com/pblog/?p=3340</guid>
		<description><![CDATA[FHA mortgage refinancing can save you thousands of dollars if you avoid this mistake made by 95% of your neighbors.<p><p><a href="http://www.refiadvisor.com/pblog/how-to/fha-mortgage-refinancing-2/">FHA Mortgage Refinancing</a> is a post from Robert Regehr's <a href="http://www.refiadvisor.com/pblog">Mortgage Refinancing</a> Blog.</p></p>

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		<item>
		<title>Mortgage Refinancing Tip Saves You $1200</title>
		<link>http://www.refiadvisor.com/pblog/how-to/mortgage-refinancing-tip-saves-you-1200/</link>
		<comments>http://www.refiadvisor.com/pblog/how-to/mortgage-refinancing-tip-saves-you-1200/#comments</comments>
		<pubDate>Sat, 14 Aug 2010 20:33:24 +0000</pubDate>
		<dc:creator>Robert Regehr</dc:creator>
				<category><![CDATA[How To]]></category>
		<category><![CDATA[best mortgage refinancing]]></category>
		<category><![CDATA[loan origination]]></category>
		<category><![CDATA[mortgage refinance]]></category>
		<category><![CDATA[Mortgage Refinancing]]></category>
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		<category><![CDATA[refinance mortgage]]></category>
		<category><![CDATA[refinance mortgage loans]]></category>
		<category><![CDATA[refinancing mortgage]]></category>

		<guid isPermaLink="false">http://www.refiadvisor.com/pblog/?p=3332</guid>
		<description><![CDATA[Want to save $1200 on your next refinancing mortgage loan? This tip will help you avoid throwing money away unnecessarily on your next home loan.<p><p><a href="http://www.refiadvisor.com/pblog/how-to/mortgage-refinancing-tip-saves-you-1200/">Mortgage Refinancing Tip Saves You $1200</a> is a post from Robert Regehr's <a href="http://www.refiadvisor.com/pblog">Mortgage Refinancing</a> Blog.</p></p>

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		<item>
		<title>Mortgage Refi Secrets Revealed</title>
		<link>http://www.refiadvisor.com/pblog/how-to/mortgage-refi-secrets-revealed/</link>
		<comments>http://www.refiadvisor.com/pblog/how-to/mortgage-refi-secrets-revealed/#comments</comments>
		<pubDate>Thu, 05 Aug 2010 16:56:50 +0000</pubDate>
		<dc:creator>Robert Regehr</dc:creator>
				<category><![CDATA[How To]]></category>
		<category><![CDATA[Best Refinance Mortgage]]></category>
		<category><![CDATA[mortgage broker tricks]]></category>
		<category><![CDATA[mortgage refi]]></category>
		<category><![CDATA[Mortgage Refinancing]]></category>
		<category><![CDATA[Mortgages for Dummies]]></category>
		<category><![CDATA[refi mortgage rates]]></category>
		<category><![CDATA[yield spread premium]]></category>

		<guid isPermaLink="false">http://www.refiadvisor.com/pblog/?p=3305</guid>
		<description><![CDATA[The right mortgage refi loan can cut thousands of dollars worth of fat from your payment if you know how to avoid this unwanted markup and junk fees.<p><p><a href="http://www.refiadvisor.com/pblog/how-to/mortgage-refi-secrets-revealed/">Mortgage Refi Secrets Revealed</a> is a post from Robert Regehr's <a href="http://www.refiadvisor.com/pblog">Mortgage Refinancing</a> Blog.</p></p>

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		<title>Refinance FHA Home Loan</title>
		<link>http://www.refiadvisor.com/pblog/how-to/refinance-fha-home-loan/</link>
		<comments>http://www.refiadvisor.com/pblog/how-to/refinance-fha-home-loan/#comments</comments>
		<pubDate>Wed, 28 Jul 2010 23:54:04 +0000</pubDate>
		<dc:creator>Robert Regehr</dc:creator>
				<category><![CDATA[How To]]></category>
		<category><![CDATA[home loan mortgage refinance]]></category>
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		<description><![CDATA[Looking for a refinance FHA home loan that doesn’t include markup or junk fees? This little tip could save you thousands.<p><p><a href="http://www.refiadvisor.com/pblog/how-to/refinance-fha-home-loan/">Refinance FHA Home Loan</a> is a post from Robert Regehr's <a href="http://www.refiadvisor.com/pblog">Mortgage Refinancing</a> Blog.</p></p>

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		<item>
		<title>Home Loan Mortgage Refinancing Tips</title>
		<link>http://www.refiadvisor.com/pblog/how-to/home-loan-mortgage-refinancing-tips/</link>
		<comments>http://www.refiadvisor.com/pblog/how-to/home-loan-mortgage-refinancing-tips/#comments</comments>
		<pubDate>Sat, 24 Jul 2010 13:00:18 +0000</pubDate>
		<dc:creator>Robert Regehr</dc:creator>
				<category><![CDATA[How To]]></category>

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		<description><![CDATA[Home loan mortgage refinancing can save you thousands of dollars if you can avoid falling prey to fat cat commissions and junk fees.<p><p><a href="http://www.refiadvisor.com/pblog/how-to/home-loan-mortgage-refinancing-tips/">Home Loan Mortgage Refinancing Tips</a> is a post from Robert Regehr's <a href="http://www.refiadvisor.com/pblog">Mortgage Refinancing</a> Blog.</p></p>

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		<link>http://www.refiadvisor.com/pblog/how-to/low-mortgage-rate-refinance-2/</link>
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		<pubDate>Sun, 18 Jul 2010 20:01:22 +0000</pubDate>
		<dc:creator>Robert Regehr</dc:creator>
				<category><![CDATA[How To]]></category>
		<category><![CDATA[low refinance mortgage rates]]></category>
		<category><![CDATA[mortgage cash out refinance]]></category>
		<category><![CDATA[mortgage refinance advice]]></category>
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		<category><![CDATA[Mortgage Refinancing]]></category>
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</ol>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Get the Lowest Mortgage Rates Now</title>
		<link>http://www.refiadvisor.com/pblog/how-to/get-the-lowest-mortgage-rates-now/</link>
		<comments>http://www.refiadvisor.com/pblog/how-to/get-the-lowest-mortgage-rates-now/#comments</comments>
		<pubDate>Wed, 14 Jul 2010 13:00:55 +0000</pubDate>
		<dc:creator>Robert Regehr</dc:creator>
				<category><![CDATA[How To]]></category>
		<category><![CDATA[compare mortgage refinance rates]]></category>
		<category><![CDATA[interest only mortgage refinance]]></category>
		<category><![CDATA[lowest mortgage rate refinance]]></category>
		<category><![CDATA[refinance home mortgage interest rate]]></category>
		<category><![CDATA[refinance mortgage interest rate]]></category>
		<category><![CDATA[should i refinance my mortgage]]></category>

		<guid isPermaLink="false">http://www.refiadvisor.com/pblog/?p=3263</guid>
		<description><![CDATA[Want the lowest mortgage rates without junk fees for your next home loan? Here’s a little known secret that’ll save you thousands.<p><p><a href="http://www.refiadvisor.com/pblog/how-to/get-the-lowest-mortgage-rates-now/">Get the Lowest Mortgage Rates Now</a> is a post from Robert Regehr's <a href="http://www.refiadvisor.com/pblog">Mortgage Refinancing</a> Blog.</p></p>

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		<slash:comments>0</slash:comments>
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		<item>
		<title>How to Get the Lowest Mortgage Rate Refinance</title>
		<link>http://www.refiadvisor.com/pblog/how-to/how-to-get-the-lowest-mortgage-rate-refinance/</link>
		<comments>http://www.refiadvisor.com/pblog/how-to/how-to-get-the-lowest-mortgage-rate-refinance/#comments</comments>
		<pubDate>Sat, 10 Jul 2010 18:39:34 +0000</pubDate>
		<dc:creator>Robert Regehr</dc:creator>
				<category><![CDATA[How To]]></category>
		<category><![CDATA[compare mortgage refinance rates]]></category>
		<category><![CDATA[home mortgage refinance calculator]]></category>
		<category><![CDATA[lowest mortgage rate refinance]]></category>
		<category><![CDATA[mortgage refinance online]]></category>
		<category><![CDATA[mortgage refinancing calculator]]></category>
		<category><![CDATA[refinance home mortgage interest rate]]></category>
		<category><![CDATA[refinance mortgage broker]]></category>
		<category><![CDATA[should i refinance my mortgage]]></category>

		<guid isPermaLink="false">http://www.refiadvisor.com/pblog/?p=3256</guid>
		<description><![CDATA[Getting the lowest mortgage rate refinance possible is easier than you think once you know where to look.<p><p><a href="http://www.refiadvisor.com/pblog/how-to/how-to-get-the-lowest-mortgage-rate-refinance/">How to Get the Lowest Mortgage Rate Refinance</a> is a post from Robert Regehr's <a href="http://www.refiadvisor.com/pblog">Mortgage Refinancing</a> Blog.</p></p>

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		</item>
		<item>
		<title>Home Loan Comparison Lowest Mortgage Rates</title>
		<link>http://www.refiadvisor.com/pblog/how-to/home-loan-comparison-lowest-mortgage-rates/</link>
		<comments>http://www.refiadvisor.com/pblog/how-to/home-loan-comparison-lowest-mortgage-rates/#comments</comments>
		<pubDate>Mon, 21 Jun 2010 00:46:09 +0000</pubDate>
		<dc:creator>Robert Regehr</dc:creator>
				<category><![CDATA[How To]]></category>
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		<category><![CDATA[home loan refinance rates]]></category>
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		<category><![CDATA[refinance my home loan]]></category>

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		<link>http://www.refiadvisor.com/pblog/how-to/lowest-refinance-rates-mortgage-broker-fee/</link>
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		<pubDate>Sun, 13 Jun 2010 17:05:57 +0000</pubDate>
		<dc:creator>Robert Regehr</dc:creator>
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		<title>Home Loan Refinancing Quick &amp; Dirty</title>
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		<pubDate>Thu, 13 May 2010 16:00:28 +0000</pubDate>
		<dc:creator>Robert Regehr</dc:creator>
				<category><![CDATA[How To]]></category>
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		<pubDate>Mon, 10 May 2010 01:29:11 +0000</pubDate>
		<dc:creator>Robert Regehr</dc:creator>
				<category><![CDATA[How To]]></category>
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		<pubDate>Sun, 18 Apr 2010 22:45:13 +0000</pubDate>
		<dc:creator>Robert Regehr</dc:creator>
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		<pubDate>Sun, 04 Apr 2010 21:51:20 +0000</pubDate>
		<dc:creator>Robert Regehr</dc:creator>
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		<pubDate>Sun, 28 Mar 2010 16:46:40 +0000</pubDate>
		<dc:creator>Robert Regehr</dc:creator>
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<li><a href='http://www.refiadvisor.com/pblog/how-to/refinance-mortgage-rates-2/' rel='bookmark' title='Refinance Mortgage Rates'>Refinance Mortgage Rates</a></li>
<li><a href='http://www.refiadvisor.com/pblog/announcements/refinancing-mortgage-rates-scandal/' rel='bookmark' title='Refinancing Mortgage Rates Scandal'>Refinancing Mortgage Rates Scandal</a></li>
</ol>]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Best Fixed Rate Mortgage</title>
		<link>http://www.refiadvisor.com/pblog/how-to/best-fixed-rate-mortgage/</link>
		<comments>http://www.refiadvisor.com/pblog/how-to/best-fixed-rate-mortgage/#comments</comments>
		<pubDate>Sat, 06 Mar 2010 22:06:59 +0000</pubDate>
		<dc:creator>Robert Regehr</dc:creator>
				<category><![CDATA[How To]]></category>
		<category><![CDATA[15 year mortgage rates]]></category>
		<category><![CDATA[30 year fixed mortgage]]></category>
		<category><![CDATA[30 year fixed mortgage rates]]></category>
		<category><![CDATA[30 Year Mortgage Rates]]></category>
		<category><![CDATA[best fixed rate mortgage]]></category>
		<category><![CDATA[current mortgage interest rates]]></category>
		<category><![CDATA[home mortgage interest rates]]></category>
		<category><![CDATA[RESPA 2010]]></category>

		<guid isPermaLink="false">http://www.refiadvisor.com/pblog/?p=3085</guid>
		<description><![CDATA[If you want the best fixed rate mortgage you need wholesale interest rates and here’s how to score one for your next home loan.<p><p><a href="http://www.refiadvisor.com/pblog/how-to/best-fixed-rate-mortgage/">Best Fixed Rate Mortgage</a> is a post from Robert Regehr's <a href="http://www.refiadvisor.com/pblog">Mortgage Refinancing</a> Blog.</p></p>

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<li><a href='http://www.refiadvisor.com/pblog/tutorial/fixed-rate-versus-adjustable-rate-mortgage-loan-when-refinancing/' rel='bookmark' title='Fixed Rate versus Adjustable Rate Mortgage Loan When Refinancing'>Fixed Rate versus Adjustable Rate Mortgage Loan When Refinancing</a></li>
<li><a href='http://www.refiadvisor.com/pblog/interest-rates/when-should-i-choose-a-fixed-interest-rate-mortgage/' rel='bookmark' title='When Should I Choose A Fixed Interest Rate Mortgage?'>When Should I Choose A Fixed Interest Rate Mortgage?</a></li>
<li><a href='http://www.refiadvisor.com/pblog/mortgage/fixed-rate-vs-adjustable-rate-mortgages/' rel='bookmark' title='Fixed Rate vs Adjustable Rate Mortgages'>Fixed Rate vs Adjustable Rate Mortgages</a></li>
<li><a href='http://www.refiadvisor.com/pblog/mortgage-news/fixed-rate-vs-adjustable-rate-mortgage-refinance/' rel='bookmark' title='Fixed Rate vs. Adjustable Rate Mortgage Refinance?'>Fixed Rate vs. Adjustable Rate Mortgage Refinance?</a></li>
<li><a href='http://www.refiadvisor.com/pblog/mortgage-rate/fixed-rate-mortgage-refinancing-2/' rel='bookmark' title='Fixed Rate Mortgage Refinancing &#8211; Your Financial Peace of Mind'>Fixed Rate Mortgage Refinancing &#8211; Your Financial Peace of Mind</a></li>
</ol>]]></description>
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		</item>
		<item>
		<title>Should I Refinance My Mortgage Loan?</title>
		<link>http://www.refiadvisor.com/pblog/how-to/should-i-refinance-my-mortgage-loan/</link>
		<comments>http://www.refiadvisor.com/pblog/how-to/should-i-refinance-my-mortgage-loan/#comments</comments>
		<pubDate>Sun, 21 Feb 2010 21:23:13 +0000</pubDate>
		<dc:creator>Robert Regehr</dc:creator>
				<category><![CDATA[How To]]></category>
		<category><![CDATA[15 year fixed mortgage rates]]></category>
		<category><![CDATA[30 year fixed mortgage rates]]></category>
		<category><![CDATA[30 yr fixed mortgage rates]]></category>
		<category><![CDATA[can i get a mortgage]]></category>
		<category><![CDATA[current 30 year mortgage rates]]></category>
		<category><![CDATA[current mortgage rates]]></category>
		<category><![CDATA[mortgage acceleration]]></category>
		<category><![CDATA[refinancing costs]]></category>
		<category><![CDATA[should i refinance my mortgage]]></category>
		<category><![CDATA[will mortgage rates go down]]></category>

		<guid isPermaLink="false">http://www.refiadvisor.com/pblog/?p=3069</guid>
		<description><![CDATA[If you're asking Should I Refinance My Mortgage here are several tips for navigating the sea of misinformation to make an informed decision.<p><p><a href="http://www.refiadvisor.com/pblog/how-to/should-i-refinance-my-mortgage-loan/">Should I Refinance My Mortgage Loan?</a> is a post from Robert Regehr's <a href="http://www.refiadvisor.com/pblog">Mortgage Refinancing</a> Blog.</p></p>

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		</item>
		<item>
		<title>Mortgage Refinance Options</title>
		<link>http://www.refiadvisor.com/pblog/how-to/mortgage-refinance-options/</link>
		<comments>http://www.refiadvisor.com/pblog/how-to/mortgage-refinance-options/#comments</comments>
		<pubDate>Sun, 10 Jan 2010 17:55:38 +0000</pubDate>
		<dc:creator>Robert Regehr</dc:creator>
				<category><![CDATA[How To]]></category>
		<category><![CDATA[Mortgages for Dummies]]></category>
		<category><![CDATA[refinance loan]]></category>
		<category><![CDATA[refinancing basics]]></category>
		<category><![CDATA[should i refinance my mortgage]]></category>
		<category><![CDATA[when to refinance]]></category>

		<guid isPermaLink="false">http://www.refiadvisor.com/pblog/?p=3000</guid>
		<description><![CDATA[If you're considering your mortgage refinance options here are several tips that could save you as much as $1200 per year.<p><p><a href="http://www.refiadvisor.com/pblog/how-to/mortgage-refinance-options/">Mortgage Refinance Options</a> is a post from Robert Regehr's <a href="http://www.refiadvisor.com/pblog">Mortgage Refinancing</a> Blog.</p></p>

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<li><a href='http://www.refiadvisor.com/pblog/mortgage/refinance-mortgage-understand-your-options/' rel='bookmark' title='Refinance Mortgage: Understand Your Options'>Refinance Mortgage: Understand Your Options</a></li>
<li><a href='http://www.refiadvisor.com/pblog/mortgage-news/your-fha-mortgage-refinance-options/' rel='bookmark' title='Your FHA Mortgage Refinance Options'>Your FHA Mortgage Refinance Options</a></li>
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</ol>]]></description>
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		</item>
		<item>
		<title>Should I Refinance My Mortgage?</title>
		<link>http://www.refiadvisor.com/pblog/how-to/should-i-refinance-my-mortgage-2/</link>
		<comments>http://www.refiadvisor.com/pblog/how-to/should-i-refinance-my-mortgage-2/#comments</comments>
		<pubDate>Sat, 05 Dec 2009 20:53:11 +0000</pubDate>
		<dc:creator>Robert Regehr</dc:creator>
				<category><![CDATA[How To]]></category>
		<category><![CDATA[best mortgage rates]]></category>
		<category><![CDATA[find mortgage broker]]></category>
		<category><![CDATA[local mortgage broker]]></category>
		<category><![CDATA[lowest mortgage rates]]></category>
		<category><![CDATA[Mortgage Advice]]></category>
		<category><![CDATA[mortgage broker rates]]></category>
		<category><![CDATA[mortgage broker search]]></category>
		<category><![CDATA[wholesale mortgage broker]]></category>

		<guid isPermaLink="false">http://www.refiadvisor.com/pblog/?p=2952</guid>
		<description><![CDATA[If you're asking Should I Refinance My Mortgage the answer might surprise you...here's what you need to make an informed decision.<p><p><a href="http://www.refiadvisor.com/pblog/how-to/should-i-refinance-my-mortgage-2/">Should I Refinance My Mortgage?</a> is a post from Robert Regehr's <a href="http://www.refiadvisor.com/pblog">Mortgage Refinancing</a> Blog.</p></p>

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		</item>
		<item>
		<title>Best Refinance Mortgage Loan</title>
		<link>http://www.refiadvisor.com/pblog/how-to/best-refinance-mortgage-loan/</link>
		<comments>http://www.refiadvisor.com/pblog/how-to/best-refinance-mortgage-loan/#comments</comments>
		<pubDate>Fri, 27 Nov 2009 22:49:24 +0000</pubDate>
		<dc:creator>Robert Regehr</dc:creator>
				<category><![CDATA[How To]]></category>
		<category><![CDATA[Best Refinance Mortgage]]></category>
		<category><![CDATA[fha mortgage refinance]]></category>
		<category><![CDATA[home refinance rates]]></category>
		<category><![CDATA[mortgage refinance online]]></category>
		<category><![CDATA[refinance home mortgage]]></category>
		<category><![CDATA[refinance mortgage rates]]></category>
		<category><![CDATA[refinance my mortgage]]></category>

		<guid isPermaLink="false">http://www.refiadvisor.com/pblog/?p=2928</guid>
		<description><![CDATA[Here's the secret to getting the best refinance mortgage with zero BS.<p><p><a href="http://www.refiadvisor.com/pblog/how-to/best-refinance-mortgage-loan/">Best Refinance Mortgage Loan</a> is a post from Robert Regehr's <a href="http://www.refiadvisor.com/pblog">Mortgage Refinancing</a> Blog.</p></p>

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<li><a href='http://www.refiadvisor.com/pblog/refinancing-advice/loan-origination-fee-or-yield-spread-premium/' rel='bookmark' title='Loan Origination Fee or Yield Spread Premium?'>Loan Origination Fee or Yield Spread Premium?</a></li>
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<li><a href='http://www.refiadvisor.com/pblog/how-to/refinance-mortgage-rates-2/' rel='bookmark' title='Refinance Mortgage Rates'>Refinance Mortgage Rates</a></li>
</ol>]]></description>
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		<title>Best Mortgage Deals</title>
		<link>http://www.refiadvisor.com/pblog/how-to/best-mortgage-deals/</link>
		<comments>http://www.refiadvisor.com/pblog/how-to/best-mortgage-deals/#comments</comments>
		<pubDate>Sat, 05 Sep 2009 20:04:12 +0000</pubDate>
		<dc:creator>Robert Regehr</dc:creator>
				<category><![CDATA[How To]]></category>
		<category><![CDATA[best fixed rate mortgage]]></category>
		<category><![CDATA[daily mortgage rates]]></category>
		<category><![CDATA[historical mortgage rates]]></category>
		<category><![CDATA[mortgage rate chart]]></category>
		<category><![CDATA[mortgage rate history]]></category>
		<category><![CDATA[mortgage refinance online]]></category>
		<category><![CDATA[online mortgage broker]]></category>
		<category><![CDATA[refinance mortgage interest rate]]></category>

		<guid isPermaLink="false">http://www.refiadvisor.com/pblog/?p=2648</guid>
		<description><![CDATA[If you're searching for the best mortgage deals here are several things you need to avoid getting ripped off today.<p><p><a href="http://www.refiadvisor.com/pblog/how-to/best-mortgage-deals/">Best Mortgage Deals</a> is a post from Robert Regehr's <a href="http://www.refiadvisor.com/pblog">Mortgage Refinancing</a> Blog.</p></p>

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</ol>]]></description>
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