How You Refinance Matters

No Cost Refinance Loans

Robert Regehr — Mon, 14 May 2012 16:43:00 +0000

If you’re shopping for mortgage refinancing with today’s best mortgage lenders you’re likely to run across advertisements for “no cost refi” loans. These lenders promise to refinance your home without fees or out-of-pocket expenses. Skeptical? You should be. If lenders are willing to refinance with no cost why isn’t everyone doing this? As with anything, [...]

No Cost Refinance Loans is a post from Robert Regehr's Mortgage Refinancing Blog.

HARP Application Denied? Here Are Your Options

Robert Regehr — Sat, 12 May 2012 15:09:13 +0000

Was your HARP application denied? Here's what you can do to get your mortgage refinancing application approved if you're an underwater homeowner.

HARP Application Denied? Here Are Your Options is a post from Robert Regehr's Mortgage Refinancing Blog.

Refinance Rates Predicted For The Coming Week

Robert Regehr — Thu, 10 May 2012 15:36:23 +0000

Knowing when to lock or float your mortgage refinance rates can be tricky. Here's Dan Green's prediction for the coming week.

Refinance Rates Predicted For The Coming Week is a post from Robert Regehr's Mortgage Refinancing Blog.

Low Refinance Mortgage Rates Are Coming to an End

Beware Unnecessary Discount Points

Robert Regehr — Wed, 09 May 2012 15:47:12 +0000

Are discount points a wast of money when refinancing your home? Click here for a tip that will save you thousands of dollars in unnecessary fees.

Beware Unnecessary Discount Points is a post from Robert Regehr's Mortgage Refinancing Blog.

Your Right of Rescission

Robert Regehr — Tue, 08 May 2012 16:10:01 +0000

What is your Right of Rescission and how does it protect you when refinancing? Click here to find out how you're protected from buyer's remorse.

Your Right of Rescission is a post from Robert Regehr's Mortgage Refinancing Blog.

Fifth Third Mortgage Rates

Robert Regehr — Mon, 07 May 2012 15:20:52 +0000

Are you considering Fifth Third Mortgage Rates for your next home loan? Are Fifth Third Mortgage Rates competitive compared to the top mortgage lenders or do they include unnecessary markup and junk fees? Here’s my unbiased review of Fifth Third Mortgage Rates, services and fees to help you make an informed decision for your next [...]

Fifth Third Mortgage Rates is a post from Robert Regehr's Mortgage Refinancing Blog.

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Buying Down Your Interest Rate

Robert Regehr — Sat, 05 May 2012 15:11:43 +0000

Does buying down your interest rate make sense or it is a waste of money? Here's a tip that could save you thousands from a common mortgage mistake.

Buying Down Your Interest Rate is a post from Robert Regehr's Mortgage Refinancing Blog.

Credit Score for Mortgage Refinancing

Robert Regehr — Thu, 03 May 2012 16:07:06 +0000

Is your credit score holding you back from today's lowest refinance rates? Here's what you need get the beast deal on your next home loan.

Credit Score for Mortgage Refinancing is a post from Robert Regehr's Mortgage Refinancing Blog.

Cash Out Refinance

Robert Regehr — Wed, 02 May 2012 15:42:56 +0000

Are you considering a cash out refinance? Click here for tips than can help you avoid costly mortgage mistakes.

Cash Out Refinance is a post from Robert Regehr's Mortgage Refinancing Blog.

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Don’t Give Up on HARP

Robert Regehr — Mon, 30 Apr 2012 17:14:42 +0000

If you’re underwater and haven’t been able to refinance under the Home Affordable Refinance Program (HARP), hang in there. HARP 2.0 has been on the books for little over a month and despite eliminating the 125% loan-to-value limit, many underwater homeowners are still being turned away. Do you meet all of the requirements under HARP [...]

Don’t Give Up on HARP is a post from Robert Regehr's Mortgage Refinancing Blog.

What Is a Loan Originator?

Robert Regehr — Sun, 29 Apr 2012 14:47:18 +0000

What is a loan originator and can this person get you the best deal for your next home loan? Click here for a tip that can save you thousands.

What Is a Loan Originator? is a post from Robert Regehr's Mortgage Refinancing Blog.

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40 Year Mortgage Mistake

Robert Regehr — Sat, 28 Apr 2012 15:11:23 +0000

Most people refinancing their homes choose 30-year term lengths without giving a second thought. What about 40-year mortgage loans? If you need the lowest possible payment choosing a longer term will accomplish this for you; however, what happens to your total cost for that extra ten years? Here’s the scoop on 40 year mortgage loans [...]

40 Year Mortgage Mistake is a post from Robert Regehr's Mortgage Refinancing Blog.

Harp 3.0 FAQ: What You Need to Know

Robert Regehr — Fri, 27 Apr 2012 16:34:45 +0000

HARP 3.0 rumors are buzzing about changes to this government refinance program. Here's what you need to know to qualify AND avoid unnecessary fees.

Harp 3.0 FAQ: What You Need to Know is a post from Robert Regehr's Mortgage Refinancing Blog.

Rate vs. APR

Robert Regehr — Wed, 25 Apr 2012 15:44:07 +0000

Should you compare mortgage rate vs APR when shopping for a mortgage? Here's why the Annual Percentage Rate is deceptive and could cost you a bundle.

Rate vs. APR is a post from Robert Regehr's Mortgage Refinancing Blog.

Fixed Rate versus Adjustable Rate Mortgage Loan When Refinancing

What is Streamline Refinance?

Robert Regehr — Fri, 20 Apr 2012 17:36:25 +0000

Not sure if you're eligible for a Streamline Refinance? Click here for government refinance program details that can save you thousands of dollars.

What is Streamline Refinance? is a post from Robert Regehr's Mortgage Refinancing Blog.

40 Year Mortgage Rates

Robert Regehr — Thu, 19 Apr 2012 15:25:51 +0000

If you’re considering refinancing you might be tempted by the payment that comes with 40 year mortgage rates. Spreading your home loan payments out over 40 years instead of 30 will get you lower payments; however, is it worth paying the lender for an extra ten years of interest? Here are the pros and cons [...]

40 Year Mortgage Rates is a post from Robert Regehr's Mortgage Refinancing Blog.

Hybrid ARMs Offer Excellent Savings

Robert Regehr — Wed, 18 Apr 2012 15:38:31 +0000

Have you been considering mortgage refinancing to take advantage of historically low rates but simply haven’t gotten around to it? Hybrid ARMs are often overlooked as an excellent short-term mortgage option offering substantial savings. Here’s what you need to know about Hybrid ARMs to help you make an informed decision on your next home loan [...]

Hybrid ARMs Offer Excellent Savings is a post from Robert Regehr's Mortgage Refinancing Blog.

HARP 2.0 Application Denied?

Robert Regehr — Tue, 17 Apr 2012 15:54:42 +0000

HARP 2.0 is supposed to open the doors to mortgage refinancing for millions of underwater homeowners. What do you do if you meet all the HARP 2.0 qualifications but your lender still denies your application? Here’s what you can do if a lender denies your mortgage refinancing application under HARP 2.0 AND keep you sanity [...]

HARP 2.0 Application Denied? is a post from Robert Regehr's Mortgage Refinancing Blog.

Who Has The Best Mortgage Rates?

Robert Regehr — Mon, 16 Apr 2012 15:46:04 +0000

Are you shopping for the lowest mortgage rates but want to avoid unnecessary fees? Click here for a little-known tip that can save you thousands.

Who Has The Best Mortgage Rates? is a post from Robert Regehr's Mortgage Refinancing Blog.

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Which Government Refinance Program?

Robert Regehr — Sun, 15 Apr 2012 16:52:51 +0000

Looking for a Government Refinance Program to get help with your mortgage loan? Click here to find out what is available and how to get approved.

Which Government Refinance Program? is a post from Robert Regehr's Mortgage Refinancing Blog.

SunTrust Mortgage Rates

Robert Regehr — Wed, 11 Apr 2012 15:56:43 +0000

Are you considering SunTrust Mortgage Rates for your next home loan? How does SunTrust compare to the best mortgage lenders like Amerisave? Remember that the fees you pay are the single most important aspect of your home loan regardless of the interest rate. Here is my unbiased review of SunTrust Mortgage Rates and closing costs [...]

SunTrust Mortgage Rates is a post from Robert Regehr's Mortgage Refinancing Blog.

NFCU Mortgage Rates

Robert Regehr — Tue, 10 Apr 2012 16:37:54 +0000

Are you looking at NFCU Mortgage Rates for you next home loan? How do they compare to the top mortgage lenders when it comes to fees? After all, the closing costs on your home loan make or break the deal you’re getting regardless of the interest rate. Here’s my unbiased review of NFCU Mortgage Rates [...]

NFCU Mortgage Rates is a post from Robert Regehr's Mortgage Refinancing Blog.

LA Financial Credit Union

Loan Depot

Robert Regehr — Mon, 09 Apr 2012 18:04:52 +0000

Are you considering Loan Depot for a purchase or mortgage refinance loan? How does Loan Depot compare to the best mortgage lenders? Here’s my unbiased review of Loan Depot services, interest rates and fees. Loan Depot Loan Depot is an online direct mortgage lender. Should you trust Loan Depot with your next home mortgage? Rating [...]

Loan Depot is a post from Robert Regehr's Mortgage Refinancing Blog.

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Can You Lower Your Mortgage Rate Without Refinancing?

Robert Regehr — Sun, 08 Apr 2012 17:21:02 +0000

Is it possible to lower your mortgage rates without refinancing your home? It is possible if you get into the right home loan programs.

Can You Lower Your Mortgage Rate Without Refinancing? is a post from Robert Regehr's Mortgage Refinancing Blog.

How to Get the Best Daily Mortgage Rates

Robert Regehr — Sat, 07 Apr 2012 17:06:03 +0000

Did you know choosing the lowest APR from daily mortgage rates gets the highest closing costs? Click here to learn how to avoid this costly mistake.

How to Get the Best Daily Mortgage Rates is a post from Robert Regehr's Mortgage Refinancing Blog.

Mid America Bank

Robert Regehr — Fri, 06 Apr 2012 16:12:18 +0000

Are you considering Mid America Bank for a purchase or mortgage refinancing loan? How does Mid America Bank compare to the best mortgage lenders for interest rates and fees? The fees you pay on your next home loan make or break the deal you’re getting no matter how low the rate. Here’s my unbiased review [...]

Mid America Bank is a post from Robert Regehr's Mortgage Refinancing Blog.

The Inigo Montoya Guide to HARP 2.0

Robert Regehr — Thu, 05 Apr 2012 17:34:59 +0000

HARP 2.0 allows millions of underwater homeowners to slash their payments with today's low refinance rates. Here's what you need to know to qualify.

The Inigo Montoya Guide to HARP 2.0 is a post from Robert Regehr's Mortgage Refinancing Blog.

Fixed Rate Mortgage vs. Adjustable Rate Mortgage Loans

Robert Regehr — Wed, 04 Apr 2012 15:20:23 +0000

Here are pros and cons of fixed rate mortgage loans versus adjustable rate mortgage loans to help you make the right decision for your next home loan.

Fixed Rate Mortgage vs. Adjustable Rate Mortgage Loans is a post from Robert Regehr's Mortgage Refinancing Blog.

Redstone Federal Credit Union

Robert Regehr — Tue, 03 Apr 2012 16:23:58 +0000

Are you thinking about taking out a new mortgage or refinancing with Redstone Federal Credit Union? How does Redstone FCU compare to the best mortgage companies when it comes to interest rates and fees? Here is my unbiased review of Redstone Federal Credit Union services, mortgage rates and fees. Redstone Federal Credit Union Redstone FCU [...]

Redstone Federal Credit Union is a post from Robert Regehr's Mortgage Refinancing Blog.

Affinity Federal Credit Union

Robert Regehr — Mon, 02 Apr 2012 16:42:17 +0000

Are you considering Affinity Federal Credit Union for your next home loan? How does AFCU compare to the top mortgage companies for interest rates and fees? Here is my unbiased review of Affinity Credit Union services, mortgage rates and fees. Affinity Federal Credit Union Affinity Federal Credit Union claims to be the largest credit union [...]

Affinity Federal Credit Union is a post from Robert Regehr's Mortgage Refinancing Blog.

Pawtucket Credit Union

Robert Regehr — Sun, 01 Apr 2012 16:39:46 +0000

Are you considering Pawtucket Credit Union to buy a home or for mortgage refinancing? How does PCU compare to the best mortgage companies online? Here’s my unbiased review of Pawtucket Credit Union services, interest rates and fees to help you make an informed decision for your next home loan without leaving cash on the table. [...]

Pawtucket Credit Union is a post from Robert Regehr's Mortgage Refinancing Blog.

Franklin Mint Federal Credit Union

Robert Regehr — Sat, 31 Mar 2012 15:35:13 +0000

Are you considering Franklin Mint Federal Credit Union for your next home loan? How does Franklin Mint FCU compare to top mortgage companies like Amerisave and Navy Federal Credit Union? Here is my unbiased review of Franklin Mint Federal Credit Union services, interest rates and fees. Franklin Mint Federal Credit Union Franklin Mint Federal Credit [...]

Franklin Mint Federal Credit Union is a post from Robert Regehr's Mortgage Refinancing Blog.

Gwinnett Federal Credit Union

Robert Regehr — Fri, 30 Mar 2012 17:44:14 +0000

Are you thinking of buying a new home or mortgage refinancing with Gwinnett Federal Credit Union? How does Gwinnett FCU stack up to the best mortgage companies when it comes to competitive purchase and refinance rates? Here’s my unbiased review of Gwinnett Federal Credit Union interest rates, services and fees to help you avoid leaving [...]

Gwinnett Federal Credit Union is a post from Robert Regehr's Mortgage Refinancing Blog.

15 Year Mortgage Rates

Robert Regehr — Thu, 29 Mar 2012 16:25:11 +0000

Are you considering mortgage refinancing? Click here to find out how 15 year mortgage rates can stop your lender from robbing you blind.

15 Year Mortgage Rates is a post from Robert Regehr's Mortgage Refinancing Blog.

US Bank Mortgage Rates

Robert Regehr — Wed, 28 Mar 2012 17:24:42 +0000

How do US Bank mortgage rates compare to the best mortgage lenders like Navy Federal Credit Union and Amerisave? Do low US Bank mortgage rates come at the expense of unnecessary discount points and fees? Remember that the fees you pay when buying your home or mortgage refinancing make or break the deal you’re getting. [...]

US Bank Mortgage Rates is a post from Robert Regehr's Mortgage Refinancing Blog.

Pittsford Federal Credit Union

Robert Regehr — Tue, 27 Mar 2012 16:36:30 +0000

Are you considering Pittsford Federal Credit Union for your next purchase or mortgage refinancing loan? How does PFCU compare to the best mortgage lenders when it comes to interest rates and fees? Remember there’s more to getting a good deal on your home loan than the interest rate; fees actually make or break the deal [...]

Pittsford Federal Credit Union is a post from Robert Regehr's Mortgage Refinancing Blog.

Fresno County Federal Credit Union

Robert Regehr — Mon, 26 Mar 2012 16:38:15 +0000

Are you considering joining Fresno County Federal Credit Union for a purchase or mortgage refinance loan? Does FCFCU offer competitive mortgage rates and fees compared to the best mortgage lenders? Remember there’s more to your home loan than getting a great rate, the fees you pay at closing make or break the deal you’re getting. [...]

Fresno County Federal Credit Union is a post from Robert Regehr's Mortgage Refinancing Blog.

Hughes Federal Credit Union

Robert Regehr — Sun, 25 Mar 2012 16:10:44 +0000

Are you considering a purchase or mortgage refinancing loan from Hughes Federal Credit Union? Does Hughes FCU offer competitive interest rates and fees compared to the best mortgage companies like Amerisave and Navy Federal Credit Union? When it comes to getting a good deal on your home loan one of the most important and often [...]

Hughes Federal Credit Union is a post from Robert Regehr's Mortgage Refinancing Blog.

Hudson Valley Federal Credit Union

Robert Regehr — Sat, 24 Mar 2012 16:21:57 +0000

Are you considering Hudson Valley Federal Credit Union for a purchase or mortgage refinancing loan? How does HVFCU stack up against the best mortgage lenders like Navy Federal Credit Union and Amerisave? Remember that it’s important to focus not only on get the lowest mortgage rates, but to also compare the fees you’ll pay at [...]

Hudson Valley Federal Credit Union is a post from Robert Regehr's Mortgage Refinancing Blog.

The Dark Side of HARP 2.0

Robert Regehr — Fri, 23 Mar 2012 18:30:28 +0000

Unless you’ve been living under a rock you’ve heard about the changes President Obama made to the Home Affordable Refinance Program (HARP). The most notable change is removing the 125% loan-to-value requirement; however there are also incentives to boost lender participation. The old HARP program is widely considered a failure due the restrictive LTV requirements [...]

The Dark Side of HARP 2.0 is a post from Robert Regehr's Mortgage Refinancing Blog.

Neighbors Federal Credit Union

Robert Regehr — Fri, 23 Mar 2012 16:45:46 +0000

Are you considering Neighbors Federal Credit Union for your next home loan? How does Neighbors compare to other lenders like Amerisave and Navy Federal Credit Union when it comes to interest rates and fees? If you’re in the market for mortgage refinancing, the fees you pay make or break the deal you’re getting. Here’s my [...]

Neighbors Federal Credit Union is a post from Robert Regehr's Mortgage Refinancing Blog.

The “Should I Refinance” Rule of Thumb

Robert Regehr — Thu, 22 Mar 2012 16:13:08 +0000

Struggling with the question Should I Refinance because you don't want to lose money? Here's how to avoid leaving cash on your lender's table.

The “Should I Refinance” Rule of Thumb is a post from Robert Regehr's Mortgage Refinancing Blog.

Mortgage Refinancing – The 2 Percent Interest Rate Rule

Apple Federal Credit Union

Robert Regehr — Wed, 21 Mar 2012 16:40:54 +0000

Are you considering a purchase or mortgage refinancing loan from Apple Federal Credit Union? Does AFCU offer competitive rates and fees compared to other lenders like Amerisave and Navy Federal Credit Union? The fees you pay when closing on your home loan make or break the deal you’re getting no matter how low the interest [...]

Apple Federal Credit Union is a post from Robert Regehr's Mortgage Refinancing Blog.

Coastal Federal Credit Union

Robert Regehr — Tue, 20 Mar 2012 17:09:45 +0000

Are you considering Coastal Federal Credit Union for a mortgage refinancing or purchase home loan? Does CFCU offer competitive interest rates and fees compared to other lenders like Amerisave? The fees you pay when taking out a home loan make or break the deal you’re getting why is why it’s important to choose a lender [...]

Coastal Federal Credit Union is a post from Robert Regehr's Mortgage Refinancing Blog.

Desert Schools Federal Credit Union

Robert Regehr — Mon, 19 Mar 2012 20:14:58 +0000

Are you considering a purchase or mortgage refinancing loan from Desert Schools Federal Credit Union? Does DSFCU offer competitive purchase/refinance rates and fees compared to top mortgage lenders like Amerisave and Navy Federal Credit Union? Here’s my unbiased review of Desert Schools Federal Credit Union to help you find the best lender without leaving cash [...]

Desert Schools Federal Credit Union is a post from Robert Regehr's Mortgage Refinancing Blog.

The New HARP Program

Robert Regehr — Sun, 18 Mar 2012 18:00:51 +0000

The new HARP program is available for underwater homeowners. Click here to find out how this government mortgage refinancing program can help you.

The New HARP Program is a post from Robert Regehr's Mortgage Refinancing Blog.

People’s Credit Union

Robert Regehr — Sat, 17 Mar 2012 23:23:28 +0000

Are you considering People’s Credit Union for mortgage refinancing or to purchase your home? Does People’s Credit union offer competitive mortgage rates and fees compared to other lenders like Amerisave or Navy Federal Credit Union? Here is my unbiased review of People’s Credit Union to help you make an informed decision and avoid leaving cash [...]

People’s Credit Union is a post from Robert Regehr's Mortgage Refinancing Blog.

LA Financial Credit Union

Robert Regehr — Wed, 14 Mar 2012 15:32:15 +0000

Are you considering LA Financial Credit Union for mortgage refinancing or to purchase your home? How does LAFCU compare to today’s best mortgage companies like Amerisave or top credit unions like Navy Federal Credit Union? Here’s my unbiased review of LA Financial Credit Union to help you make an informed decision without leaving cash on [...]

LA Financial Credit Union is a post from Robert Regehr's Mortgage Refinancing Blog.

Suncoast Schools Federal Credit Union

Robert Regehr — Tue, 13 Mar 2012 16:20:35 +0000

Are you thinking about joining Suncoast Schools Federal Credit Union? Click here for my review of SSFCU services, rates and fees.

Suncoast Schools Federal Credit Union is a post from Robert Regehr's Mortgage Refinancing Blog.

Current Mortgage Refinance Rates

Robert Regehr — Tue, 13 Mar 2012 03:05:50 +0000

Searching for current mortgage refinance rates? Watch out for these common mistakes currently costing your neighbors thousands of dollars.

Current Mortgage Refinance Rates is a post from Robert Regehr's Mortgage Refinancing Blog.