How You Refinance Matters » Bank Mortgage Refinancing

The Ugly Truth About Bank Mortgage Rates

Robert Regehr — Sun, 16 Aug 2009 03:31:33 +0000

Are you refinancing with a bank mortgage loan? Here’s the ugly truth you need about bank mortgage rates to avoid paying too much.

The Ugly Truth About Bank Mortgage Rates is a post from Robert Regehr's Mortgage Refinancing Blog.

Should Banks do Mortgages?

Robert Regehr — Sat, 28 Feb 2009 20:31:41 +0000

Bank mortgage refinancing could be an expensive mistake thanks to a loophole in disclosure laws that protect you from dirty lenders; here's why.

Should Banks do Mortgages? is a post from Robert Regehr's Mortgage Refinancing Blog.

Refinancing Banks

Robert Regehr — Sat, 03 Jan 2009 20:30:12 +0000

You might be considering refinancing your home mortgage loan with your bank or credit union to take advantage of today’s low interest rates. After all, what could be more convenient than simply transferring your mortgage payment out of your checking account? Are bank originated mortgage loans really the best deal for your home mortgage? Here [...]

Refinancing Banks is a post from Robert Regehr's Mortgage Refinancing Blog.

Are Mortgage Brokers Better Than Banks When Refinancing?

Robert Regehr — Sun, 19 Oct 2008 04:52:15 +0000

In a single word…yes, your mortgage broker is better. There are a number of reasons that direct mortgage lenders and banks should be avoided at all costs when refinancing your home loan. Banks and other direct mortgage companies can legally hide the profit they make from marking up your mortgage rate where a mortgage broker [...]

Are Mortgage Brokers Better Than Banks When Refinancing? is a post from Robert Regehr's Mortgage Refinancing Blog.

No Fee Mortgage Loans Don’t Exist

Robert Regehr — Thu, 27 Mar 2008 22:47:49 +0000

If you’re considering a “no cost” or “no fee” mortgage loan for your home loan there are several things you need to know about these loans to avoid paying too much. Whenever lenders talk about “no fee” mortgage loans they are always trading off a higher mortgage rate in exchange for lender fees paid at [...]

No Fee Mortgage Loans Don’t Exist is a post from Robert Regehr's Mortgage Refinancing Blog.

Avoid Broker Banks When Refinancing Your Mortgage

Robert Regehr — Wed, 20 Feb 2008 21:50:35 +0000

You might be asking yourself “What the heck is a Broker Bank?” Most people have never heard of broker banks…in fact, prior to 1999 they didn’t exist. Here are the basics that every homeowner needs to know about Mortgage Broker Banks when refinancing a home loan. Before the Real Estate Settlement Procedures Act was amended [...]

Avoid Broker Banks When Refinancing Your Mortgage is a post from Robert Regehr's Mortgage Refinancing Blog.

Wells Fargo Mortgage Review Part 1

Robert Regehr — Tue, 29 Jan 2008 17:52:38 +0000

Wells Fargo Mortgage is a division of Wells Fargo Bank, one of the largest banks created following a merger with Norwest bank and is currently the second largest mortgage lender behind Countrywide home loans. Are you considering refinancing with Wells Fargo Mortgage or do you already have a mortgage from Wells Fargo? Here are several [...]

Wells Fargo Mortgage Review Part 1 is a post from Robert Regehr's Mortgage Refinancing Blog.

Save for a Rainy Day With an Online Savings Account

Robert Regehr — Tue, 15 Jan 2008 23:50:14 +0000

If you’re looking for an online savings account, ING Direct’s Orange Savings account is the Cadillac of online accounts. Most banks are offering some type of online savings account today; however, very few offer the same features and the Orange account. Here are my experiences with ING and several tips to help you decide if [...]

Save for a Rainy Day With an Online Savings Account is a post from Robert Regehr's Mortgage Refinancing Blog.

Wells Fargo Mortgage Refinancing

Robert Regehr — Sat, 12 Jan 2008 21:46:15 +0000

If you’re considering taking out a mortgage to purchase your home or refinance your existing mortgage with a bank like Wells Fargo, here are several things to consider first. Refinancing with the wrong lender could not only cost you thousands of dollars but could lead to the loss of your home. Here are several tips [...]

Wells Fargo Mortgage Refinancing is a post from Robert Regehr's Mortgage Refinancing Blog.